ALL FINANCIAL ADVICE LTD
💤Zombieactive
08002906 · ltd · incorporated 2012-03-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-07📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2022-06-07📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2022-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-09➖LAWRENCE, Olivia Jayne resigneddirector
- 2020-09-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-26📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-05-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-03-24➕LAWRENCE, Olivia Jayne appointeddirector
- 2012-03-23🏢Company incorporatedAs ALL FINANCIAL ADVICE LTD
- 2012-03-23➕LAWRENCE, Andrew appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Lawrence Individual · British · DOB 01/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/03/2017 |
Mrs Olivia Jayne Lawrence Individual · British · DOB 10/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| ABERDEEN ENTERPRISE FINANCE LIMITED→ 06662401 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACORN ASSESSORS LIMITED→ 03552937 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ADNFC FINANCIAL CONSULTANTS LTD→ 11968206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVANCED INHERITANCE LIMITED→ 14906733 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AEF (MALTON) LIMITED→ 07637323 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALEGRA STRATEGIC LIMITED→ 12386188 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALTIUS IFA LIMITED→ 16310462 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMDINE LTD→ 08820148 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANDERSON BROWN (WHITBY) LTD→ 04302436 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ANOTHER LANE EN LIMITED→ 07711707 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANYWAY VENTURES LIMITED→ 16318119 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APH INVESTMENT COMPANY LIMITED→ 16206936 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
R M Locking & Co J W S Hopper Hill Road
Scarborough Business Park
Scarborough
North Yorkshire
YO11 3YS
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-06
Last: 2026-03-23
Officers (1 active · 1 resigned)
LAWRENCE, Andrew→
Activedirector · ~48y · appointed 2012-03-23
View their other companies + combined net worth →
LAWRENCE, Olivia Jayne→
Resigneddirector · ~46y · appointed 2015-03-24 · resigned 2020-09-09
Click a director name to see their full track record across all companies.
Recent filings (35 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-01
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-23
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2022-06-07
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2022-06-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-24
termination-director-company-with-name-termination-date
officers · TM01
2020-09-09
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-19