ACUMEN FINANCIAL ADVISERS LIMITED
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 21 | 1500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (24 events)Click to expand
- 2025-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-17➖THOMPSON, David Andrew resigneddirector
- 2025-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-03-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-02-26📄resolutionresolution · RESOLUTIONS
- 2021-02-17📄resolutionresolution · RESOLUTIONS
- 2021-02-10📄resolutionresolution · RESOLUTIONS
- 2021-02-10📄memorandum-articlesincorporation · MA
- 2021-02-10📄resolutionresolution · RESOLUTIONS
- 2021-02-10📄capital-name-of-class-of-sharescapital · SH08
- 2021-02-10📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-04-11🏢Company incorporatedAs ACUMEN FINANCIAL ADVISERS LIMITED
- 2012-04-11➕FRANCIS, Mark appointedsecretary
- 2012-04-11➕FRANCIS, Mark David appointeddirector
- 2012-04-11➕THOMPSON, David Andrew appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Acumen Pensions And Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Acumen Pensions And Investments Limited Corporate entity | 75–100% | — | 75-100% shares | 26/01/2021 |
1 historic (ceased) PSC
- Mr David Andrew Thompsonceased 26/01/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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| ADEEL AFZAL LTD→ 09709124 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.