CORAL PROPERTY ESTATES LIMITED
🌳Matureactive
08292170 · ltd · incorporated 2012-11-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£392.9k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueAsset-holding vehicle with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 12.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £392,897
Net assets shrinking
Down £82,225 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£393k
↓ 17% YoY
Current Assets
£34k
↓ 19% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.47M | £2.40M |
| Current assets | £33.7k | £41.6k |
| Net assets | £392.9k | £475.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 4 mortgage
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-27🔓Charge satisfied #6
- 2026-02-27🔓Charge satisfied #5
- 2026-02-27🔓Charge satisfied #4
- 2026-02-27🔓Charge satisfied #2
- 2026-02-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-31➖PERCIVAL, John Martyn resigneddirector
- 2025-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-01➕DINSDALE, James Sebastian appointeddirector
- 2022-07-01➖WINTERFLOOD-RIVERS, Asha Joan resigneddirector
- 2022-07-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-09-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-09-16➕WINTERFLOOD-RIVERS, Asha Joan appointeddirector
- 2021-09-08➕PERCIVAL, John Martyn appointeddirector
- 2021-07-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-27🔓Charge satisfied #3
- 2021-07-22🔒Charge registered #6Lender: Cambridge & Counties Bank Limited
- 2020-09-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-07-13➖STRINGER, Simon Jeremy resigneddirector
- 2019-07-10🔒Charge registered #5Lender: Close Brothers Limited
- 2019-07-10🔒Charge registered #4Lender: Close Brothers Limited
- 2019-07-10🔒Charge registered #3Lender: Close Brothers Limited
- 2019-07-10🔒Charge registered #2Lender: Close Brothers Limited
- 2018-10-10➕STRINGER, Simon Jeremy appointeddirector
- 2016-11-17➖SEDGWICK, Graham Harvey resigneddirector
- 2016-08-08🔓Charge satisfied #1
- 2014-02-18🔒Charge registered #1Lender: Venulum Limited
- 2012-11-13🏢Company incorporatedAs CORAL PROPERTY ESTATES LIMITED
- 2012-11-13➕CADMAN, Giles Dearing appointeddirector
- 2012-11-13➕SEDGWICK, Graham Harvey appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Giles Dearing Cadman Individual · British · DOB 10/1969 · age 57 | — | — | sig. influencesignificant influence | 16/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 48 HIGH STREET UPTON LTD→ 15292726 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4GALLONVENTURES LIMITED→ 09434923 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 4SURE PROPCO LTD→ 14626612 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 52EFM LTD→ 14128504 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 56 SHEEP STREET LIMITED→ 13730721 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 569 PROPERTY LTD→ 14790939 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 74 PRIORY PARK ROAD LIMITED→ 14016383 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 75 THE AVENUE LIMITED→ 13128257 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 77 REAL ESTATE LIMITED→ 13754820 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 79DE HOLDINGS LTD→ 14755097 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 91 TO 97 BROAD STREET DEVCO LIMITED→ 13075551 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 92AS LIMITED→ 17068987 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-11-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1-4 South Lodge Offices 100 Wellingborough Road
Ecton
Northampton
Northamptonshire
NN6 0QR
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20
Officers (2 active · 4 resigned)
CADMAN, Giles Dearing→
Activedirector · ~57y · appointed 2012-11-13
View their other companies + combined net worth →
DINSDALE, James Sebastian→
Activedirector · ~60y · appointed 2022-07-01
View their other companies + combined net worth →
PERCIVAL, John Martyn→
Resigneddirector · ~60y · appointed 2021-09-08 · resigned 2026-01-31
SEDGWICK, Graham Harvey→
Resigneddirector · ~81y · appointed 2012-11-13 · resigned 2016-11-17
STRINGER, Simon Jeremy→
Resigneddirector · ~52y · appointed 2018-10-10 · resigned 2020-07-13
WINTERFLOOD-RIVERS, Asha Joan→
Resigneddirector · ~54y · appointed 2021-09-16 · resigned 2022-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Cambridge & Counties Cambridge & Counties Bank Limited | A registered charge | 5 properties | 22/07/2021 | 27/02/2026 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 10/07/2019 | 27/02/2026 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 10/07/2019 | 27/02/2026 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 10/07/2019 | 27/07/2021 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 1 property | 10/07/2019 | 27/02/2026 | |
| satisfied | Venulum Venulum Limited | A registered charge | 2 properties | 18/02/2014 | 08/08/2016 |
Recent filings (59 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-27
termination-director-company-with-name-termination-date
officers · TM01
2026-02-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-08
appoint-person-director-company-with-name-date
officers · AP01
2022-07-01