A G FINANCE HUB LTD
Based in Loughton, this firm most likely provides day-to-day financial intermediation services — connecting clients with financial products or lenders — alongside management consultancy and possibly financial education or training, operating at a small scale given its total exemption accounts filings.
- 70229Management consultancy activities other than financial management
- 85590Other education n.e.c.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £-623 | £5.2k |
| Cash | £10.3k | £13.3k |
| Net assets | £-9.5k | £-3.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (18 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-18📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-12-12🏢Company incorporatedAs A G FINANCE HUB LTD
- 2012-12-12➕GUTZMORE, Aleka appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Aleka Gutzmore Individual · British · DOB 05/1977 · age 49 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
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