ACTURIS FINANCE LIMITED
🌳Matureactive
08814774 · ltd · incorporated 2013-12-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 6 total, 6 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-07-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-06-26📄legacyaccounts · PARENT_ACC
- 2025-06-26📄legacyother · AGREEMENT2
- 2025-06-26📄legacyother · GUARANTEE2
- 2024-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-05📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-01➕DAVIES, Mark Lloyd appointeddirector
- 2024-07-01➖MCDONALD, David resigneddirector
- 2023-07-08📄accounts-with-accounts-type-fullaccounts · AA
- 2022-07-04📄accounts-with-accounts-type-fullaccounts · AA
- 2021-07-07📄accounts-with-accounts-type-fullaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-fullaccounts · AA
- 2019-07-01📄accounts-with-accounts-type-fullaccounts · AA
- 2019-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-12-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2016-05-07🔓Charge satisfied #1
- 2014-04-09🔒Charge registered #1Lender: Hsbc Bank PLC
- 2013-12-13🏢Company incorporatedAs ACTURIS FINANCE LIMITED
- 2013-12-13➕DUCHEN, Theodore Sam appointeddirector
- 2013-12-13➕MCDONALD, David appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Acturis International Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Acturis International Limited
Corporate parent · holds 75-100% shares
⬇
ACTURIS FINANCE LIMITED
This company · 08814774
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Acturis International Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
5 historic (ceased) PSCs
- Mr David Mcdonaldceased 20/05/2019· significant influence
- Summit Investors I (Uk) L.P.ceased 20/05/2019· significant influence
- Summit Partners Europe Private Equity Fund, L.P.ceased 20/05/2019· significant influence
- Summit Investors I, Llcceased 20/05/2019· significant influence
- Mr Theodore Sam Duchenceased 20/05/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANTA QUANTITY SURVEYING LIMITED→ 05377856 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ADVANTAGE DCP LTD→ 08932909 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADVENT SOLUTIONS MANAGEMENT LIMITED→ 04092670 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVENTURE FG LTD→ 16604236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE ECOSYSTEM TECHNOLOGIES LIMITED→ 15564560 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVICTUS LTD→ 16110215 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVISABILITY LIMITED→ 09549027 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVISER TECHNOLOGIES LIMITED→ 10621213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVISORY INSURANCE BROKERS LIMITED→ 04043759 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AE OWNERSHIP COMPANY LIMITED→ 13246303 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AEGILA CAPITAL MANAGEMENT LIMITED→ 09893549 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AEGIS ELECTRIC & GAS INTERNATIONAL SERVICES 6 LTD→ 16725086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-12-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Courtyard Suite
100 Hatton Garden
London
EC1N 8NX
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (2 active · 1 resigned)
DAVIES, Mark Lloyd→
Activedirector · ~45y · appointed 2024-07-01
View their other companies + combined net worth →
DUCHEN, Theodore Sam→
Activedirector · ~60y · appointed 2013-12-13
View their other companies + combined net worth →
MCDONALD, David→
Resigneddirector · ~64y · appointed 2013-12-13 · resigned 2024-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 09/04/2014 | 07/05/2016 |
Recent filings (52 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-16
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-07-22
legacy
accounts · PARENT_ACC
2025-06-26
legacy
other · AGREEMENT2
2025-06-26
legacy
other · GUARANTEE2
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
appoint-person-director-company-with-name-date
officers · AP01
2024-07-12
termination-director-company-with-name-termination-date
officers · TM01
2024-07-12
accounts-with-accounts-type-small
accounts · AA
2024-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-18
accounts-with-accounts-type-full
accounts · AA
2023-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-26
accounts-with-accounts-type-full
accounts · AA
2022-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-19
accounts-with-accounts-type-full
accounts · AA
2021-07-07