AA MORTGAGE GATEWAY LTD

💤Zombieactive

08884229 · ltd · incorporated 2014-02-10

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (56/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (1 active, 2 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

32 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2025-12-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-05
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-08-05
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-26
📄
change-person-director-company-with-change-date
officers · CH01
2020-03-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-14
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2020-03-03
📄
gazette-notice-compulsory
gazette · GAZ1
2018-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-12-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2014-12-17
➖
SOWLAT, Mossy resigned
secretary
2014-02-10
🏢
Company incorporated
As AA MORTGAGE GATEWAY LTD
2014-02-10
➕
SOWLAT, Mossy appointed
director
2014-02-10
➕
SOWLAT, Mossy appointed
secretary

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

78/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 12 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Mossy Sowlat Individual · British · DOB 09/1962 · age 64	75–100%	—	75-100% shares	10/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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4TALL TREES LIMITED→ 13922681 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
61M LTD→ 09036590 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
81 SPORTS SERVICES LIMITED→ 12729234 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
8F INVESTMENT PARTNERS LTD→ 11257144 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
A BEAUTIFUL COMPANY LTD→ 13888966 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
A1X TRADING LIMITED→ 16338015 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AARON CAPITAL MANAGEMENT LIMITED→ 05456660 · est 2005 · no financials extracted	—	—	—	—	20y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2014-02-10

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

84 Kensington High Street

London

W8 4SG

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-24

Last: 2026-02-10

Officers (1 active · 1 resigned)

SOWLAT, Mossy→

director · ~64y · appointed 2014-02-10

View their other companies + combined net worth →

Active

SOWLAT, Mossy→

secretary · appointed 2014-02-10 · resigned 2014-12-17

Resigned

Click a director name to see their full track record across all companies.