S & J PALMER LTD

🌳Matureactive

08960993 · ltd · incorporated 2014-03-26

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

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Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (5 active, 6 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

28 connected companies via shared directors

Filing history

45 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 2 accounts
• 2 other
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2026-01-15
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-15
📄
legacy
accounts · PARENT_ACC
2025-12-28
📄
legacy
other · GUARANTEE2
2025-12-28
📄
legacy
other · AGREEMENT2
2025-07-24
➖
PALMER, John Andrew resigned
director
2025-07-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-05
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2025-01-10
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-10
📄
legacy
accounts · PARENT_ACC
2024-11-14
📄
change-person-director-company-with-change-date
officers · CH01
2024-09-27
📄
legacy
accounts · PARENT_ACC
2024-09-27
📄
legacy
other · AGREEMENT2
2024-09-27
📄
legacy
other · GUARANTEE2
2023-12-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-11
📍
change-sail-address-company-with-new-address
address · AD02
2023-07-21
📄
memorandum-articles
incorporation · MA
2023-07-21
📄
resolution
resolution · RESOLUTIONS
2023-07-11
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-07-11
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-11
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2023-07-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-06-30
➕
SHOOSMITHS SECRETARIES LIMITED appointed
corporate-secretary
2023-06-30
➕
HANNAN, Edward George Fitzgerald appointed
director
2023-06-30
➕
LALLEY, Graeme Neal appointed
director
2023-06-30
➕
ORGAN, Robert Charles William appointed
director
2023-06-30
➕
THOMSON, Robin Cameron appointed
director
2014-03-26
🏢
Company incorporated
As S & J PALMER LTD
2014-03-26
➕
PALMER, John Andrew appointed
director

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Jgl 5 Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Jgl 5 Bidco Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

S & J PALMER LTD

This company · 08960993

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Jgl 5 Bidco Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	30/06/2023

1 historic (ceased) PSC

Mr John Andrew Palmerceased 30/06/2023· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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28ELEVEN LTD→ 12548609 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
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3Z MONEY LTD→ 16817288 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A & G FINANCE LIMITED→ 09028079 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
A JONES CONSULTING LIMITED→ 15753286 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ABACUS FINANCIAL (MUDEFORD) LIMITED→ 05147757 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
ABACUS FINANCIAL OPTIONS LIMITED→ 07880295 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ABINGDON RISK CONSULTING LIMITED→ 07769318 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
AC BUSINESS CONSULTANT LTD→ 08104053 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ACCENTUATE HOLDINGS LIMITED→ 09925981 · est 2015 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-03-26

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

96 Ashley Road Parkstone

Poole

Dorset

BH14 9BN

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-09

Last: 2026-03-26