AAA VENTURES LTD
🌳Matureactive
09233205 · ltd · incorporated 2014-09-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£33.8k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 9.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £33,779
Cash YoY
+76%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£12k
↑ 76% YoY
Net Worth
£34k
↑ 76% YoY
Current Assets
£20k
↑ 34% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £167.3k | £160.4k |
| Current assets | £20.1k | £15.0k |
| Cash | £11.9k | £6.8k |
| Net assets | £33.8k | £19.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-10-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-01📄capital-allotment-sharescapital · SH01
- 2024-05-01📄capital-allotment-sharescapital · SH01
- 2023-08-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-01-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-08📄change-person-director-company-with-change-dateofficers · CH01
- 2019-04-08📄change-person-director-company-with-change-dateofficers · CH01
- 2019-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-04-08📄change-person-director-company-with-change-dateofficers · CH01
- 2018-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-02-10🔒Charge registered #2Lender: National Westminster Bank PLC
- 2017-02-07🔒Charge registered #1Lender: National Westminster Bank PLC
- 2014-09-24🏢Company incorporatedAs AAA VENTURES LTD
- 2014-09-24➕CHHABRA, Veena appointeddirector
- 2014-09-24➕CHHABRA, Vijay appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Vijay Chhabra Individual · British · DOB 02/1969 · age 57 | 25–50% | — | 25-50% shares | 30/09/2016 |
Mrs Veena Chhabra Individual · British · DOB 11/1972 · age 54 | 25–50% | — | 25-50% shares | 30/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| A C MORTGAGES YORKSHIRE LTD→ 16881021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| ABIDING ABODES LIMITED→ 16387346 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOYNE-CLYDE RUBBER ESTATES OF CEYLON LIMITED→ 00124707 · est 1912 · no financials extracted | — | — | — | — | 113y | — | — |
| ACCORD MORTGAGES LIMITED→ 02139881 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| ACUME UK LIMITED→ 06936758 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AIMFX LTD→ 17054057 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIREVALLEY INDEPENDENT FINANCIAL ADVISORS LIMITED→ 04617724 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AJS BUSINESS CONSULTING LTD→ 16806193 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL AMIN INVESTMENTS LIMITED→ 11125502 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-24
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
48b Town Gate
Wyke
Bradford
BD12 9JA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (2 active · 0 resigned)
CHHABRA, Veena→
Activedirector · ~54y · appointed 2014-09-24
View their other companies + combined net worth →
CHHABRA, Vijay→
Activedirector · ~57y · appointed 2014-09-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 10/02/2017 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 07/02/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-06
capital-allotment-shares
capital · SH01
2024-05-01
capital-allotment-shares
capital · SH01
2024-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-01