5 POINT 5 ACRE LIMITED
Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 6.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £34.3k | £44.0k |
| Current assets | £41.2k | £42.0k |
| Cash | £1.2k | £2.0k |
| Net assets | £34.0k | £43.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 mortgage
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2026-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-20🔒Charge registered #3Lender: Godiva Mortgages Limited
- 2026-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-06🔒Charge registered #2Lender: Paratus Amc Limited
- 2023-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-01➕GILL, Alison appointeddirector
- 2021-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-05📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-08-21🔒Charge registered #1Lender: Barry Stuart Collins
- 2018-12-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-01-26🏢Company incorporatedAs 5 POINT 5 ACRE LIMITED
- 2015-01-26➕GILL, Paul appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Gill Individual · British · DOB 11/1970 · age 56 | 25–50% | — | 25-50% shares | 01/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 20/05/2026 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 06/03/2024 | — | |
| outstanding | Barry Stuart Collins | A registered charge | 1 property | 21/08/2019 | — |