ADAPT FINANCIAL PLANNING LIMITED
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £585 | £586 |
| Current assets | £17.3k | £27.8k |
| Net assets | £585 | £586 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-08-07📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2020-06-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-02➖NASH, Beth Louise resigneddirector
- 2020-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-09-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-26➕NASH, Beth Louise appointeddirector
- 2019-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-11-03📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2015-06-04🏢Company incorporatedAs ADAPT FINANCIAL PLANNING LIMITED
- 2015-06-04➕NASH, Richard John Paul appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard John Paul Nash Individual · British · DOB 08/1986 · age 40 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 07/04/2016 |
Mrs Beth Louise Nash Individual · British · DOB 01/1987 · age 39 | 25–50% | — | 25-50% shares | 16/08/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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