CHARLES DERBY MORTGAGE BUREAU LIMITED

🌳Matureactive

09682092 · ltd · incorporated 2015-07-13

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2026

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (89/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

3 years of iXBRL accounts extracted + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

8 officers (2 active, 8 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

13 connected companies via shared directors

Filing history

46 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2026-05-31	2025-05-31	2024-05-31
Average employees	0	100	700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-07-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-17
📄
resolution
resolution · RESOLUTIONS
2020-11-09
📄
capital-allotment-shares
capital · SH01
2020-11-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-11-06
➖
NUNN, Tony Christopher resigned
director
2020-02-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-03-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-02-26
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-02-13
➖
CHAMBERS, Adam resigned
secretary
2019-02-13
➖
CHAMBERS, Adam resigned
director
2019-02-13
➖
FAUTLEY, Christopher David resigned
director
2019-02-13
➖
WILLIAMS, Karen Louise resigned
director
2019-02-13
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-02-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-02-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-02-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-02-24
➕
MATTHEWS, Peter Patrick appointed
director
2017-02-24
➕
CHAMBERS, Adam appointed
director
2017-02-24
➕
FAUTLEY, Christopher David appointed
director
2017-02-24
➕
NUNN, Tony Christopher appointed
director
2017-02-24
➕
WILLIAMS, Karen Louise appointed
director
2016-11-25
➖
FAUTLEY, Christopher David resigned
director
2015-07-13
🏢
Company incorporated
As CHARLES DERBY MORTGAGE BUREAU LIMITED
2015-07-13
➕
LANE, Roger Anthony appointed
director
2015-07-13
➕
CHAMBERS, Adam appointed
secretary
2015-07-13
➕
FAUTLEY, Christopher David appointed
director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

71/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Roger Anthony Lane Individual · British · DOB 09/1952 · age 74	25–50%	—	25-50% shares	24/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · GU postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CHURCH'S FINANCIAL PLANNING LIMITED→ 03171812 · est 1996 · no financials extracted	—	—	—	—	30y	—	—
CIGNPOST CORPORATE LIMITED→ 15785909 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CITYGROVE TRUSTEE LIMITED→ 10472642 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CLARKE FINANCIAL PLANNING SERVICES LIMITED→ 10279317 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CMAC PROTECTION LTD→ 12755008 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CND TRADING LIMITED→ 07782087 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
CODEX CAPITAL PARTNERS (UK) LIMITED→ 08966146 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
CODRON FINANCIAL SERVICES LTD→ 16156302 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
COLDPIECE TWO LTD→ 13146171 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
COMPARE CAR FINANCE LTD→ 14659614 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
COMPARE THE MORTGAGE LIMITED→ 13544357 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
COMPTON FINANCIAL SERVICES LTD→ 12079247 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2015-07-13

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

6 St George's Yard

Castle Street

Farnham

Surrey

GU9 7LW

England

Filing status

Accounts

Next due: 2028-02-29

Last made up to: 2026-05-31

Confirmation statement

Next due: 2026-07-20

Last: 2025-07-06

Officers (2 active · 6 resigned)

LANE, Roger Anthony→

director · ~74y · appointed 2015-07-13

View their other companies + combined net worth →

Active

MATTHEWS, Peter Patrick→

director · ~67y · appointed 2017-02-24

View their other companies + combined net worth →

Active

CHAMBERS, Adam→

secretary · appointed 2015-07-13 · resigned 2019-02-13

Resigned

CHAMBERS, Adam→

director · ~53y · appointed 2017-02-24 · resigned 2019-02-13

Resigned

FAUTLEY, Christopher David→

director · ~69y · appointed 2017-02-24 · resigned 2019-02-13

Resigned

FAUTLEY, Christopher David→

director · ~69y · appointed 2015-07-13 · resigned 2016-11-25

Resigned

NUNN, Tony Christopher→

director · ~64y · appointed 2017-02-24 · resigned 2020-11-06

Resigned

WILLIAMS, Karen Louise→

director · ~56y · appointed 2017-02-24 · resigned 2019-02-13

Resigned

Click a director name to see their full track record across all companies.

Recent filings (46 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-07-08

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-07-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-07-09

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-08-30

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-07-24

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-07-09

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-11-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-07-10

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-02-22

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-07-08

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-02-25

confirmation-statement-with-updates

confirmation-statement · CS01

2021-07-13

accounts-with-accounts-type-micro-entity

accounts · AA

2021-01-29

resolution

resolution · RESOLUTIONS

2020-11-17

capital-allotment-shares

capital · SH01

2020-11-09