ALLMAN INVESTMENTS LIMITED

🌳Matureactive

09694983 · ltd · incorporated 2015-07-21

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jul 2025

Net worth

£4.89M

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Security dealing on own account

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -86% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

25 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £4,887,242

Cash draining

Cash down 86% YoY

Cash YoY

-86%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£228k

↓ 86% YoY

Net Worth

£4.9m

↑ 34% YoY

Current Assets

£231k

↓ 86% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-07-31	2024-07-31
Total assets	£5.26M	£4.03M
Current assets	£231.5k	£1.61M
Cash	£228.4k	£1.61M
Debtors	£3.0k	£3.0k
Net assets	£4.89M	£3.65M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2026-03-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-14
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2020-12-14
📄
resolution
resolution · RESOLUTIONS
2020-12-14
📄
capital-allotment-shares
capital · SH01
2020-12-14
📄
memorandum-articles
incorporation · MA
2020-04-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-02-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-02-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-11-11
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-07-21
🏢
Company incorporated
As ALLMAN INVESTMENTS LIMITED
2015-07-21
➕
PASS, Andrew John appointed
director
2015-07-21
➕
PASS, Julie Patricia appointed
director
2015-07-21
📄
incorporation-company
incorporation · NEWINC

Owner dependency

79/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 59 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Julie Patricia Pass Individual · British · DOB 01/1967 · age 59	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	06/04/2016
Mr Andrew John Pass Individual · British · DOB 03/1972 · age 54	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Financial services · CW postcode area

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AMPLO MORTGAGES & FINANCIAL SOLUTIONS LIMITED→ 10537785 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ARES FINANCIAL PLANNING LTD→ 15791108 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ASSURANT GENERAL INSURANCE LIMITED→ 02341082 · est 1989 · no financials extracted	—	—	—	—	37y	—	—
ATHERTON AND ASSOCIATES WEALTH MANAGEMENT LTD→ 12443374 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
BACK OFFICE SUPPORT SERVICES LIMITED→ 03600810 · est 1998 · no financials extracted	—	—	—	—	27y	—	—
BARNETT JONES & COOKE LIMITED→ 03719711 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
BEREAVEMENT FINANCE LIMITED→ 10690510 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
BEST BROKERS LTD→ 08002946 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
BLUE SKY NINE LIMITED→ 15935424 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BLUEDAWN CORPORATION LIMITED→ 04273274 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
BOWDON INVESTMENT COMPANY LIMITED→ 11340472 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BRILLIANT ADVICE LIMITED→ 05490486 · est 2005 · no financials extracted	—	—	—	—	20y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2015-07-21

Jurisdictionengland-wales

Primary SIC64991 — Security dealing on own account

Registered office

Datum House

Electra Way

Crewe

Cheshire

CW1 6ZF

United Kingdom

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2026-08-03

Last: 2025-07-20

Officers (2 active · 0 resigned)

PASS, Andrew John→

director · ~54y · appointed 2015-07-21

View their other companies + combined net worth →

Active

PASS, Julie Patricia→

director · ~59y · appointed 2015-07-21

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.