AMBERLEY HOLDINGS LTD

🌳Matureactive
09825044 · ltd · incorporated 2015-10-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£605.9k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 79-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -44% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 10.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 10.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £605,882
Cash draining
Cash down 44% YoY
Cash YoY
-44%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£30k
↓ 44% YoY
Net Worth
£606k
↑ 1.5% YoY
Current Assets
£36k
↓ 39% YoY
Current Liabilities
—
£0£121k£242k£364k£485k£606kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£1.14M£1.18M
Current assets£36.1k£59.7k
Cash£29.7k£52.7k
Debtors£6.5k£7.0k
Net assets£605.9k£597.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-11-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-04-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2018-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-10-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2018-10-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2018-09-27
    📄
    capital-allotment-shares
    capital · SH01
  13. 2018-09-26
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2017-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-11-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2017-11-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2017-10-27
    ➕
    DAVIS, Anthony James Geoffrey appointed
    director
  18. 2017-10-27
    ➕
    DAVIS, Stuart Geoffrey appointed
    director
  19. 2016-04-11
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  20. 2016-03-17
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  21. 2015-10-15
    🏢
    Company incorporated
    As AMBERLEY HOLDINGS LTD
  22. 2015-10-15
    ➕
    DAVIS, Geoffrey Newman appointed
    director
  23. 2015-10-15
    ➕
    DAVIS, Sian Elizabeth appointed
    director
  24. 2015-10-15
    ➕
    CARGIL MANAGEMENT SERVICES LIMITED appointed
    corporate-secretary
  25. 2015-10-15
    ➖
    CARGIL MANAGEMENT SERVICES LIMITED resigned
    corporate-secretary
  26. 2015-10-15
    ➕
    KEITH, Philippa Anne appointed
    director
  27. 2015-10-15
    ➖
    KEITH, Philippa Anne resigned
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Anthony James Geoffrey Davis
Individual · British · DOB 08/1978 · age 48
50–75%
50–75%50-75% shares · 50-75% voting31/03/2017
Mr Stuart Geoffrey Davis
Individual · British · DOB 11/1980 · age 46
25–50%
25–50%25-50% shares · 25-50% voting31/03/2017
2 historic (ceased) PSCs
  • Mrs Sian Elizabeth Davisceased 31/03/2017· 25-50% shares · 25-50% voting
  • Mr Geoffrey Newman Davisceased 31/03/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-10-15
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Ashbourne House The Guildway
Old Portsmouth Road
Guildford
Surrey
GU3 1LR
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-28
Last: 2025-10-14

Officers (4 active · 2 resigned)

DAVIS, Anthony James Geoffrey→
director · ~48y · appointed 2017-10-27
View their other companies + combined net worth →
Active
DAVIS, Geoffrey Newman→
director · ~79y · appointed 2015-10-15
View their other companies + combined net worth →
Active
DAVIS, Sian Elizabeth→
director · ~73y · appointed 2015-10-15
View their other companies + combined net worth →
Active
DAVIS, Stuart Geoffrey→
director · ~46y · appointed 2017-10-27
View their other companies + combined net worth →
Active
CARGIL MANAGEMENT SERVICES LIMITED→
corporate-secretary · appointed 2015-10-15 · resigned 2015-10-15
Resigned
KEITH, Philippa Anne→
director · ~56y · appointed 2015-10-15 · resigned 2015-10-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property11/04/2016—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property17/03/2016—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (44 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-04-17