AFRICAN CONSULTANTS LIMITED
🌳Matureactive
09850253 · ltd · incorporated 2015-10-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£649.8k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £649,802
Cash YoY
+81%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£876k
↑ 81% YoY
Net Worth
£650k
↑ 77% YoY
Current Assets
£882k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £649.8k | £368.0k |
| Current assets | £882.2k | — |
| Cash | £875.5k | £484.1k |
| Debtors | £6.7k | — |
| Net assets | £649.8k | £368.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-02-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-31📄capital-allotment-sharescapital · SH01
- 2025-01-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-01➕CARTER, David appointeddirector
- 2024-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-01➖SALTER, Kurt Anthony resigneddirector
- 2021-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-01-16📄capital-allotment-sharescapital · SH01
- 2021-01-02📄capital-allotment-sharescapital · SH01
- 2020-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-23➕SALTER, Kurt Anthony appointeddirector
- 2020-02-10📄legacymiscellaneous · RP04CS01
- 2020-02-10📄legacymiscellaneous · RP04CS01
- 2020-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-07📄capital-allotment-sharescapital · SH01
- 2018-10-01➕MADDEN, Michaela Jane appointedsecretary
- 2018-05-01➖MADDEN, Michaela resigneddirector
- 2018-01-29➕EDMONDS, Mark Timothy appointeddirector
- 2015-10-30🏢Company incorporatedAs AFRICAN CONSULTANTS LIMITED
- 2015-10-30➕MADDEN, Michaela appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Timothy Edmonds Individual · British · DOB 02/1961 · age 65 | 75–100% | — | 75-100% shares | 20/10/2016 |
1 historic (ceased) PSC
- Mrs Michaela Maddenceased 01/05/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| AD MANAGEMENT ADVANTAGE LIMITED→ 12283541 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADD MORTGAGE ADVICE LTD→ 12510226 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AF MARKETING LIMITED→ 10205597 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-10-30
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
90 Joy Lane
Whitstable
Kent
CT5 4DE
United Kingdom
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (3 active · 2 resigned)
MADDEN, Michaela Jane→
Activesecretary · appointed 2018-10-01
View their other companies + combined net worth →
CARTER, David→
Activedirector · ~49y · appointed 2025-01-01
View their other companies + combined net worth →
EDMONDS, Mark Timothy→
Activedirector · ~65y · appointed 2018-01-29
View their other companies + combined net worth →
MADDEN, Michaela→
Resigneddirector · ~60y · appointed 2015-10-30 · resigned 2018-05-01
SALTER, Kurt Anthony→
Resigneddirector · ~39y · appointed 2020-10-23 · resigned 2021-12-01
Click a director name to see their full track record across all companies.
Recent filings (43 total)
change-person-director-company-with-change-date
officers · CH01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-05
capital-allotment-shares
capital · SH01
2025-01-31
appoint-person-director-company-with-name-date
officers · AP01
2025-01-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-05
termination-director-company-with-name-termination-date
officers · TM01
2021-12-01