2308 LETTINGS LTD
🌳Matureactive
10037215 · ltd · incorporated 2016-03-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
63/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 63/100 (worth a look), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
13 live charges · 5 lenders · oldest 9.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-04➕MOSS, Paula Marie appointeddirector
- 2024-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-30➖TANSEY, Rachael Frances resigneddirector
- 2024-07-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-03➕TANSEY, Rachael Frances appointeddirector
- 2023-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-13🔒Charge registered #13Lender: Paragon Bank PLC
- 2021-10-13🔒Charge registered #12Lender: Paragon Bank PLC
- 2021-08-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-05🔒Charge registered #11Lender: Together Commercial Finance Limited
- 2021-05-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-07🔒Charge registered #10Lender: Together Commercial Finance Limited
- 2021-05-07🔒Charge registered #9Lender: Together Commercial Finance Limited
- 2021-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-31🔒Charge registered #8Lender: Paragon Bank PLC
- 2021-03-12🔒Charge registered #7Lender: Aldermore Bank PLC
- 2021-03-01🔒Charge registered #6Lender: Aldermore Bank PLC
- 2019-07-11🔒Charge registered #5Lender: Paragon Bank PLC
- 2018-10-22🔒Charge registered #4Lender: Aldermore Bank PLC
- 2018-03-02🔒Charge registered #3Lender: Onesavings Bank PLC
- 2016-11-14🔒Charge registered #2Lender: Paragon Bank PLC
- 2016-08-31🔒Charge registered #1Lender: Paragon Mortgages (2010) Limited
- 2016-03-02🏢Company incorporatedAs 2308 LETTINGS LTD
- 2016-03-02➕MOSS, David appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 lowConfirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-15
13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Moss Individual · British · DOB 08/1980 · age 46 | 75–100% | — | 75-100% shares | 27/02/2017 |
Ms Rachael Frances Moss Individual · British · DOB 05/1980 · age 46 | 25–50% | — | 25-50% shares | 01/04/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 103 ALLERTON ROAD LTD→ 10988418 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 154 BEDFORD STREET SOUTH RTM COMPANY LIMITED→ 12174864 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 160 PRESCOT ROAD LTD→ 16613609 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST CALL HOME BUYERS LIMITED→ 13213214 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST PROPERTY DEVELOPMENT LIMITED→ 11861412 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1TO20 SPRINGFIELD LIMITED→ 15363508 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2 MARMION ROAD LIVERPOOL MANAGEMENT COMPANY LIMITED→ 03640175 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| 2 ORMONDE AVENUE MANAGEMENT LIMITED→ 14225821 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2-8 BOROUGH ROAD LIMITED→ 15863295 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 21 LARK LANE LTD→ 15832533 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 222 ESTATES LIMITED→ 10409019 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 231 RODNEY LTD→ 12545230 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-02
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
300 St Mary's Road
Garston
Liverpool
Merseyside
L19 0NQ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-03-15OVERDUE
Last: 2025-03-01
Officers (2 active · 1 resigned)
Active
MOSS, Paula Marie→
Activedirector · ~54y · appointed 2024-09-04
View their other companies + combined net worth →
TANSEY, Rachael Frances→
Resigneddirector · ~46y · appointed 2024-07-03 · resigned 2024-08-30
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
13
Outstanding
4
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 13/10/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 13/10/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 05/08/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/05/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/05/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 31/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/03/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 11/07/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/10/2018 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 02/03/2018 | — | |
| outstanding | Paragon Paragon Bank PLC / Paragon Mortgages (2010) Limited | A registered charge | 1 property | 14/11/2016 | — | |
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 31/08/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-03-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
change-person-director-company-with-change-date
officers · CH01
2024-09-04
appoint-person-director-company-with-name-date
officers · AP01
2024-09-04
termination-director-company-with-name-termination-date
officers · TM01
2024-09-02
appoint-person-director-company-with-name-date
officers · AP01
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-21