ADLER FAIRWAYS INSURANCE GROUP LIMITED
🌳Matureactive
10092141 · ltd · incorporated 2016-03-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£3.33M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 10.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £3,334,456
Key financials
1 year extracted from filed iXBRL accountsCash
£108k
Net Worth
£3.3m
Current Assets
£113k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Total assets | £5.72M |
| Current assets | £113.5k |
| Cash | £108.2k |
| Net assets | £3.33M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-11-13📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-09-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-08-15➖THOMSETT, Neil Allan resigneddirector
- 2025-08-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-23➖CRIPPS SECRETARIES LIMITED resignedcorporate-secretary
- 2025-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01➕GOODMAN, Paul John Patrick appointeddirector
- 2025-04-01➖ALWAY, Alexander Douglas resigneddirector
- 2025-04-01➕THOMSETT, Neil Allan appointeddirector
- 2024-12-30📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-29🔒Charge registered #3Lender: Hsbc Bank PLC
- 2021-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-05📄resolutionresolution · RESOLUTIONS
- 2021-02-01📄resolutionresolution · RESOLUTIONS
- 2021-02-01📄memorandum-articlesincorporation · MA
- 2021-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-01-14🔓Charge satisfied #2
- 2021-01-06📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2021-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-01➕DAVEY, Johann Nathan appointeddirector
- 2021-01-01➕CRIPPS SECRETARIES LIMITED appointedcorporate-secretary
- 2021-01-01➕ALWAY, Alexander Douglas appointeddirector
- 2020-12-21🔓Charge satisfied #1
- 2018-06-14🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2016-05-03🔒Charge registered #1Lender: Hsbc Bank PLC
- 2016-03-31🏢Company incorporatedAs ADLER FAIRWAYS INSURANCE GROUP LIMITED
- 2016-03-31➕ADLER, Anthony James appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder name in company name: Company name contains director surname "ADLER" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CRIPPS SECRETARIES LIMITED resigned 2025-07-23; THOMSETT, Neil Allan resigned 2025-08-15
Group structure
Ukgi Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ukgi Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ADLER FAIRWAYS INSURANCE GROUP LIMITED
This company · 10092141
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ukgi Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/01/2021 |
1 historic (ceased) PSC
- Mr Anthony James Adlerceased 01/01/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 12 CAPITAL INVESTMENTS LIMITED→ 14630828 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
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| ABFP LIMITED→ 12321980 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABSOLUTE FINANCIAL MANAGEMENT LIMITED→ 05027747 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ACLG LIMITED→ 15745067 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACM BROKING LIMITED→ 03841776 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ACRE DATA SERVICES LTD→ 03642023 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ACUITY PROFESSIONAL ADVISERS LTD→ 04938182 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ADINO CAPITAL LIMITED→ 14609410 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVANTAGE INSURANCE SERVICES LIMITED→ 04941750 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-31
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Number 22 Mount Ephraim
Tunbridge Wells
Kent
TN4 8AS
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-23
Last: 2025-12-09
Officers (3 active · 3 resigned)
ADLER, Anthony James→
Activedirector · ~48y · appointed 2016-03-31
View their other companies + combined net worth →
DAVEY, Johann Nathan→
Activedirector · ~47y · appointed 2021-01-01
View their other companies + combined net worth →
GOODMAN, Paul John Patrick→
Activedirector · ~58y · appointed 2025-04-01
View their other companies + combined net worth →
CRIPPS SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2021-01-01 · resigned 2025-07-23
ALWAY, Alexander Douglas→
Resigneddirector · ~66y · appointed 2021-01-01 · resigned 2025-04-01
THOMSETT, Neil Allan→
Resigneddirector · ~44y · appointed 2025-04-01 · resigned 2025-08-15
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 29/11/2022 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 14/06/2018 | 14/01/2021 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 03/05/2016 | 21/12/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
accounts-with-accounts-type-medium
accounts · AA
2025-11-13
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-10
termination-director-company-with-name-termination-date
officers · TM01
2025-08-15
change-person-director-company-with-change-date
officers · CH01
2025-05-22
appoint-person-director-company-with-name-date
officers · AP01
2025-04-14
appoint-person-director-company-with-name-date
officers · AP01
2025-04-14
termination-director-company-with-name-termination-date
officers · TM01
2025-04-14
accounts-with-accounts-type-full
accounts · AA
2024-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-full
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-14
accounts-with-accounts-type-full
accounts · AA
2022-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-30