ATHENA WEALTH LTD
🌳Matureactive
10174896 · ltd · incorporated 2016-05-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£100
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Administration of financial markets
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -52% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £100
Net assets shrinking
Down £8,849 YoY
Cash draining
Cash down 52% YoY
Cash YoY
-52%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↓ 52% YoY
Net Worth
£100
↓ 99% YoY
Current Assets
£96k
↓ 1.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £100 | £8.9k |
| Current assets | £96.3k | £97.7k |
| Cash | £1.3k | £2.7k |
| Debtors | £95.0k | £95.0k |
| Net assets | £100 | £8.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 officers
- • 1 address
Last 180 days
4
filings
- • 2 officers
- • 1 address
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-24📄capital-name-of-class-of-sharescapital · SH08
- 2025-07-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-17📄capital-allotment-sharescapital · SH01
- 2021-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-12➕BANKS, Oliver Kevin appointeddirector
- 2021-06-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-05-16➕SANDERS, James Boyd appointeddirector
- 2016-05-11🏢Company incorporatedAs ATHENA WEALTH LTD
- 2016-05-11➕VALAITIS, Peter Anthony appointeddirector
- 2016-05-11➖VALAITIS, Peter Anthony resigneddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Boyd Sanders Individual · British · DOB 10/1983 · age 43 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 11/05/2016 |
Mr Oliver Kevin Banks Individual · British · DOB 11/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/11/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AJ LEGACY INVESTMENTS LIMITED→ 16729457 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APPLEGATE IST LTD→ 14792835 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASAF LENDING LTD→ 10331703 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASSESS AND ALIGN CIC→ 16819996 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BACKHOUSE CONSTRUCTION INSURANCE BROKERS LIMITED→ 00946445 · est 1969 · no financials extracted | — | — | — | — | 57y | — | — |
| BACKHOUSE INDEPENDENT FINANCIAL SERVICES LIMITED→ 01140032 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| BACKHOUSE INSURANCE BROKERS LIMITED→ 00304106 · est 1935 · no financials extracted | — | — | — | — | 90y | — | — |
| BALANCE FIX LIMITED→ 16337951 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BALMFORTH FINANCIAL SERVICES LIMITED→ 11125767 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BEDFORD WEALTH LTD→ 13081093 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BICKERTON CONSULTING LIMITED→ 04709421 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| BISHOPS FINANCIAL PLANNING LIMITED→ 09500459 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-05-11
Jurisdictionengland-wales
Primary SIC66110 — Administration of financial markets
Registered office
Suite 12 Business First
Davyfield Road
Blackburn
BB1 2QY
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-11-19
Last: 2025-11-05
Officers (2 active · 1 resigned)
BANKS, Oliver Kevin→
Activedirector · ~43y · appointed 2021-08-12
View their other companies + combined net worth →
SANDERS, James Boyd→
Activedirector · ~43y · appointed 2016-05-16
View their other companies + combined net worth →
VALAITIS, Peter Anthony→
Resigneddirector · ~76y · appointed 2016-05-11 · resigned 2016-05-11
Click a director name to see their full track record across all companies.
Recent filings (39 total)
change-person-director-company-with-change-date
officers · CH01
2026-03-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-27
change-person-director-company-with-change-date
officers · CH01
2026-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-06
capital-name-of-class-of-shares
capital · SH08
2025-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-07
change-person-director-company-with-change-date
officers · CH01
2024-11-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-24