AARC CAPITAL LIMITED
🏛️Establishedactive
10268078 · ltd · incorporated 2016-07-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£-54.5k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £54,536
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£55k
↑ 14% YoY
Current Assets
£3k
↓ 66% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £-25.8k | £-28.7k |
| Current assets | £3.5k | £10.3k |
| Net assets | £-54.5k | £-63.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-16📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-09-24📄gazette-notice-compulsorygazette · GAZ1
- 2019-06-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-07-18➕CHOWDHURY, Mushfaque Arhamul Islam appointeddirector
- 2016-07-07🏢Company incorporatedAs AARC CAPITAL LIMITED
- 2016-07-07➕BRADLEY, Andrew Stuart James appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mushfaque Arhamul Islam Chowdhury Individual · British · DOB 02/1975 · age 51 | — | — | sig. influencesignificant influence | 18/05/2022 |
Mr. Simon Kaufmann Individual · British · DOB 05/1971 · age 55 | — | — | sig. influencesignificant influence | 18/05/2022 |
Mr Andrew Stuart James Bradley Individual · British · DOB 09/1963 · age 63 | — | — | sig. influencesignificant influence | 07/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 66 CAPITAL LTD→ 13017778 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABACUS CREDIT INSURANCE BROKERS LTD→ 11781238 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS LENDING SOLUTIONS LTD→ 11592055 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTION FOR CHILDREN PENSION TRUSTEE LIMITED→ 00505497 · est 1952 · no financials extracted | — | — | — | — | 74y | — | — |
| ADNIC INTERNATIONAL LTD→ 10845961 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADVANTAGE CAPITAL LTD→ 15193684 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AI2ALPHA TRADING LTD→ 13062558 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AIR INVESTMENT GROUP LTD→ 13439466 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALEA RISK LIMITED→ 09818976 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALFRETON CAPITAL HOLDINGS→ 15865327 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALFRETON CAPITAL MANAGEMENT LIMITED→ 07385350 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ALMOND INVESTMENTS CDM LIMITED→ 04950741 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-07-07
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
1st Floor 5 Century Court
Topits Lane
Watford
London
WD18 9PX
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-20
Last: 2025-07-06
Officers (2 active · 0 resigned)
BRADLEY, Andrew Stuart James→
Activedirector · ~63y · appointed 2016-07-07
View their other companies + combined net worth →
CHOWDHURY, Mushfaque Arhamul Islam→
Activedirector · ~51y · appointed 2016-07-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (31 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-28
change-person-director-company-with-change-date
officers · CH01
2024-10-28
change-person-director-company-with-change-date
officers · CH01
2024-10-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-05-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-05-19
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-05-16