AVIDITY LIMITED
🏛️Establishedactive
10344702 · ltd · incorporated 2016-08-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65202Non-life reinsurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 9.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 9.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 2 with DOB)
76
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-10-29📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2024-10-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-29📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-21➕HAMPDEN LEGAL PLC appointedcorporate-secretary
- 2024-10-21➕TOTTMAN, Mark John appointeddirector
- 2024-10-21➕NOMINA PLC appointedcorporate-director
- 2024-10-21➖FIDENTIA NOMINEES LIMITED resignedcorporate-secretary
- 2024-10-21➖LYNCH, Barry Andrew, Dr resigneddirector
- 2024-10-21➖FIDENTIA TRUSTEES LIMITED resignedcorporate-director
- 2024-08-14📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-10📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-18📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-01-04📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2022-01-04📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2022-01-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-01➖ARGENTA SECRETARIAT LIMITED resignedcorporate-secretary
- 2022-01-01➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2022-01-01➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
- 2021-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2016-12-05🔒Charge registered #2Lender: Those to Whom the Ceasing Member is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit
- 2016-12-02🔒Charge registered #1Lender: Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit
- 2016-08-24🏢Company incorporatedAs AVIDITY LIMITED
- 2016-08-24➕ARGENTA SECRETARIAT LIMITED appointedcorporate-secretary
- 2016-08-24➕LYNCH, Barry Andrew, Dr appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Hampden Capital Plc holds majority control (50-75%). Likely parent but not wholly-owned.
🏛️majority
Hampden Capital Plc
Corporate parent · holds 50-75% shares · board control
⬇
AVIDITY LIMITED
This company · 10344702
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Hampden Capital Plc Corporate entity | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 21/10/2024 |
1 historic (ceased) PSC
- Barry Andrew Lynchceased 21/10/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AURUM SPECIALTY LTD→ 14411190 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AUTOMINT IO LIMITED→ 16949906 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AUTOSURE LIMITED→ 01865101 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| AUTRIS LTD→ 16230459 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AVIVA INTERNATIONAL INSURANCE LIMITED→ 00021487 · est 1885 · no financials extracted | — | — | — | — | 140y | — | — |
| AVIVA INVESTORS INFRASTRUCTURE INCOME NO.6 LIMITED→ 10819386 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AVIVA INVESTORS INFRASTRUCTURE INCOME NO.7 LIMITED→ 12271062 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AVIVA INVESTORS SECURE INCOME REIT LIMITED→ 10985117 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AVOLON AEROSPACE UK 5 LIMITED→ 08584241 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AVS HEALTH LIMITED→ 15539241 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-08-24
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
5th Floor 40 Gracechurch Street
London
EC3V 0BT
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12
Officers (3 active · 4 resigned)
HAMPDEN LEGAL PLC→
Activecorporate-secretary · appointed 2024-10-21
View their other companies + combined net worth →
TOTTMAN, Mark John→
Activedirector · ~62y · appointed 2024-10-21
View their other companies + combined net worth →
NOMINA PLC→
Activecorporate-director · appointed 2024-10-21
View their other companies + combined net worth →
ARGENTA SECRETARIAT LIMITED→
Resignedcorporate-secretary · appointed 2016-08-24 · resigned 2022-01-01
FIDENTIA NOMINEES LIMITED→
Resignedcorporate-secretary · appointed 2022-01-01 · resigned 2024-10-21
LYNCH, Barry Andrew, Dr→
Resigneddirector · ~74y · appointed 2016-08-24 · resigned 2024-10-21
FIDENTIA TRUSTEES LIMITED→
Resignedcorporate-director · appointed 2022-01-01 · resigned 2024-10-21
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Those to Whom the Ceasing Member is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom the Ceasing Member is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Ceasing Member’S Lloyd’S Obligations / The Society by Lloyd's Act 1871 by the Name of Lloyd's Those to Whom the Ceasing Member is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom the Ceasing Member is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Ceasing Member’S Lloyd’S Obligations / The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's | A registered charge | 1 property | 05/12/2016 | — | |
| outstanding | Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society by Lloyd's Act 1871 by the Name of Lloyd's Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's | A registered charge | 1 property | 02/12/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (40 total)
accounts-with-accounts-type-full
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
termination-director-company-with-name-termination-date
officers · TM01
2024-10-29
termination-director-company-with-name-termination-date
officers · TM01
2024-10-29
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-29
appoint-corporate-director-company-with-name-date
officers · AP02
2024-10-29
appoint-person-director-company-with-name-date
officers · AP01
2024-10-29
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-10-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-29
accounts-with-accounts-type-full
accounts · AA
2024-08-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-full
accounts · AA
2023-10-10