ACORN DYNAMICS LIMITED
🏛️Establishedactive
10368316 · ltd · incorporated 2016-09-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65202Non-life reinsurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 9.5y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 9.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
22 connected companies via shared directors
90
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-09-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-22📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-15➕BOWLES, David Charles appointeddirector
- 2022-08-15➖WEBB, Michael William resigneddirector
- 2021-10-15📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-10📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2020-03-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-29📄accounts-with-accounts-type-fullaccounts · AA
- 2019-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-03-29➖MACKAY, James Anthony resigneddirector
- 2019-03-29➕WEBB, Michael William appointeddirector
- 2018-05-29📄accounts-with-accounts-type-fullaccounts · AA
- 2018-05-17📄resolutionresolution · RESOLUTIONS
- 2016-12-02🔒Charge registered #1Lender: Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit
- 2016-09-09🏢Company incorporatedAs ACORN DYNAMICS LIMITED
- 2016-09-09➕ARGENTA SECRETARIAT LIMITED appointedcorporate-secretary
- 2016-09-09➕MACAULAY, Alastair Craig appointeddirector
- 2016-09-09➕APCL CORPORATE DIRECTOR NO.1 LIMITED appointedcorporate-director
- 2016-09-09➕APCL CORPORATE DIRECTOR NO.2 LIMITED appointedcorporate-director
- 2016-09-09➕MACKAY, James Anthony appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alastair Craig Macaulay Individual · British · DOB 12/1958 · age 68 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANTA QUANTITY SURVEYING LIMITED→ 05377856 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ADVANTAGE DCP LTD→ 08932909 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADVENT SOLUTIONS MANAGEMENT LIMITED→ 04092670 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVENTURE FG LTD→ 16604236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE ECOSYSTEM TECHNOLOGIES LIMITED→ 15564560 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVICTUS LTD→ 16110215 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVISABILITY LIMITED→ 09549027 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVISER TECHNOLOGIES LIMITED→ 10621213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVISORY INSURANCE BROKERS LIMITED→ 04043759 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AE OWNERSHIP COMPANY LIMITED→ 13246303 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AEGILA CAPITAL MANAGEMENT LIMITED→ 09893549 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AEGIS ELECTRIC & GAS INTERNATIONAL SERVICES 6 LTD→ 16725086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-09
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
5th Floor 70 Gracechurch Street
London
EC3V 0XL
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (5 active · 2 resigned)
ARGENTA SECRETARIAT LIMITED→
Activecorporate-secretary · appointed 2016-09-09
View their other companies + combined net worth →
BOWLES, David Charles→
Activedirector · ~58y · appointed 2022-08-15
View their other companies + combined net worth →
MACAULAY, Alastair Craig→
Activedirector · ~68y · appointed 2016-09-09
View their other companies + combined net worth →
APCL CORPORATE DIRECTOR NO.1 LIMITED→
Activecorporate-director · appointed 2016-09-09
View their other companies + combined net worth →
APCL CORPORATE DIRECTOR NO.2 LIMITED→
Activecorporate-director · appointed 2016-09-09
View their other companies + combined net worth →
MACKAY, James Anthony→
Resigneddirector · ~57y · appointed 2016-09-09 · resigned 2019-03-29
WEBB, Michael William→
Resigneddirector · ~59y · appointed 2019-03-29 · resigned 2022-08-15
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society by Lloyd's Act 1871 by the Name of Lloyd's Those to Whom Any Connected Company is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom a Connected Company (As Defined in the Instrument) is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Connected Company’S Lloyd’S Obligations / The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's | A registered charge | 1 property | 02/12/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-full
accounts · AA
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-full
accounts · AA
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-29
accounts-with-accounts-type-full
accounts · AA
2023-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-20
accounts-with-accounts-type-full
accounts · AA
2022-08-26
appoint-person-director-company-with-name-date
officers · AP01
2022-08-19
termination-director-company-with-name-termination-date
officers · TM01
2022-08-19
accounts-with-accounts-type-full
accounts · AA
2021-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-23
accounts-with-accounts-type-full
accounts · AA
2021-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-18