ASCEND BROKING GROUP LIMITED

🏛️Establishedactive

10468557 · ltd · incorporated 2016-11-08

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 5.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£503.8k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Life insurance

Sector: Financial & insurance

ALSO REGISTERED FOR

65120Non-life insurance
66210Risk and damage evaluation

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 5.6y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 5.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (5 active, 7 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 4 total, 4 with control declared

Director network

4 connected companies via shared directors

Filing history

47 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £503,765

Key financials

2 years extracted from filed iXBRL accounts

Cash

£889k

Net Worth

£504k

Current Assets

£2.3m

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Total assets	£507.9k	—
Current assets	£2.33M	—
Cash	£888.8k	—
Debtors	£1.44M	—
Net assets	£503.8k	—
Average employees	—	2300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 3 persons-with-significant-control
• 1 incorporation
• 1 resolution

Last 180 days

filings

• 5 persons-with-significant-control
• 1 incorporation
• 1 resolution

Counts from Companies House filing history.

Corporate timeline (32 events)Click to expand

2026-03-24
📄
memorandum-articles
incorporation · MA
2026-03-24
📄
resolution
resolution · RESOLUTIONS
2026-03-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-12
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
🔓
Charge satisfied #1
2026-01-14
📄
capital-alter-shares-subdivision
capital · SH02
2026-01-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-12
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-27
➕
FOWLER, Joanne Marie appointed
director
2025-01-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-16
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-11-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-09-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-21
➕
HORTON, Simon David appointed
secretary
2023-09-21
➕
HORTON, Simon David appointed
director
2023-09-21
➖
GUILFOYLE, Liam James resigned
secretary
2022-06-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-12
📄
change-person-director-company-with-change-date
officers · CH01
2021-09-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-14
🔒
Charge registered #1
Lender: The Trustees of the Ascend Broking Group Pension Scheme
2020-04-28
➕
PRICE, Matthew Edward appointed
director
2020-01-16
➖
CUNNINGHAM, Philip Michael resigned
director
2016-11-08
🏢
Company incorporated
As ASCEND BROKING GROUP LIMITED
2016-11-08
➕
COLLINS, Matthew James appointed
director
2016-11-08
➕
GUILFOYLE, Liam James appointed
secretary
2016-11-08
➕
CUNNINGHAM, Philip Michael appointed
director

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Gilzean Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Gilzean Bidco Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ASCEND BROKING GROUP LIMITED

This company · 10468557

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Gilzean Bidco Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	27/02/2026

3 historic (ceased) PSCs

Mr Philip Michael Cunninghamceased 27/02/2026· 25-50% shares · 25-50% voting
Mr Matthew James Collinsceased 27/02/2026· 25-50% shares · 25-50% voting
Direct Commercial Limitedceased 29/12/2016· 75-100% shares · 75-100% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ASSURED WILLS AND PROBATE LTD→ 04425477 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
AZURE FINANCIAL SOLUTIONS LIMITED→ 06223698 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
BACQD CAPITAL LIMITED→ 16678319 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BAIRDS MALT (PENSION TRUSTEES) LTD→ 02426370 · est 1989 · no financials extracted	—	—	—	—	36y	—	—
BALL PROTECTION LIMITED→ 15873817 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BANANA FARM LIMITED→ 16368228 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BEACON COMPLIANCE SUPPORT LIMITED→ 09609206 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
BEAR FINANCE LTD→ 16313564 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BEAUBEC CONSULTING LIMITED→ 08615570 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
BEAULIEU CONSULTING LIMITED→ 05799908 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
BEHUMAN.INVESTMENTS LTD→ 16586969 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BELL STREET MORTGAGES LTD→ 15599037 · est 2024 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2016-11-08

Jurisdictionengland-wales

Primary SIC65110 — Life insurance

Registered office

21 Springfield Lyons Approach

Springfield

Chelmsford

Essex

CM2 5LB

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-09-22

Last: 2025-09-08