ADAMS PROPERTY LTD.
🏛️Establishedactive
10735519 · ltd · incorporated 2017-04-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 5 lenders · oldest 7.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-22🔒Charge registered #7Lender: Keystone Property Finance Limited
- 2023-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-07🔒Charge registered #6Lender: Onesavings Bank PLC
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-06🔒Charge registered #5Lender: Paragon Bank PLC
- 2023-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-12🔒Charge registered #4Lender: State Bank of India (UK ) Limited
- 2022-10-12🔒Charge registered #3Lender: State Bank of India (UK ) Limited
- 2022-03-08📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-11-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-27📄capital-allotment-sharescapital · SH01
- 2021-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-25➕BANKS, Catherine Jane appointeddirector
- 2021-02-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-15➖ADAMS, Michael resignedsecretary
- 2021-02-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-08🔒Charge registered #2Lender: Nottingham Building Society
- 2018-08-03🔒Charge registered #1Lender: Onesavings Bank PLC
- 2017-04-22🏢Company incorporatedAs ADAMS PROPERTY LTD.
- 2017-04-22➕ADAMS, Michael Stuart Bailey appointeddirector
- 2017-04-22➕ADAMS, Michael appointedsecretary
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ADAMS" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Catherine Jane Banks Individual · South African · DOB 12/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/03/2021 |
Michael Adams Individual · British · DOB 03/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G MOORE PROPERTIES LTD→ 13078480 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABBEY DORE WEALTH LTD→ 14607511 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBEY MANOR PROPERTY HOLDINGS LIMITED→ 01141751 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| ACTION INVESTMENTS LTD→ 15180534 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTIVITY PLAY LIMITED→ 01012346 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| ADE PROPERTIES LIMITED→ 11941201 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADITYA INVESTMENTS LIMITED→ 12189892 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADONAI ESTATES LTD→ 12165545 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVISOROUS LIMITED→ 16194342 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AEDIS LIMITED→ 06233128 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AEQUUS DEVELOPMENTS LTD→ 10060817 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AF LETTINGS SW LIMITED→ 16981185 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-04-22
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
158 The Common
Holt
Trowbridge
BA14 6QJ
England
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-05-05
Last: 2026-04-21
Officers (2 active · 1 resigned)
ADAMS, Michael Stuart Bailey→
Activedirector · ~48y · appointed 2017-04-22
View their other companies + combined net worth →
BANKS, Catherine Jane→
Activedirector · ~46y · appointed 2021-02-25
View their other companies + combined net worth →
ADAMS, Michael→
Resignedsecretary · appointed 2017-04-22 · resigned 2021-02-15
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
5
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Keystone Property Finance Keystone Property Finance Limited | A registered charge | 1 property | 22/10/2024 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 07/12/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/09/2023 | — | |
| outstanding | State Bank of India (UK ) State Bank of India (UK ) Limited | A registered charge | — | 12/10/2022 | — | |
| outstanding | State Bank of India (UK ) State Bank of India (UK ) Limited | A registered charge | 1 property | 12/10/2022 | — | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 08/01/2021 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 03/08/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (36 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-21
change-account-reference-date-company-current-shortened
accounts · AA01
2022-03-08