SOVEREIGN WEALTH CAPITAL LIMITED
💤Zombieactive
10774779 · ltd · incorporated 2017-05-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£445.0k
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
15 live charges · 10 lenders · oldest 8.6y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £444,966
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
Net Worth
£445k
↑ 123% YoY
Current Assets
£41k
↑ 921% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £2.29M | £1.09M |
| Current assets | £40.7k | £4.0k |
| Cash | £2.4k | — |
| Debtors | £38.4k | £4.0k |
| Net assets | £445.0k | £199.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-02-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-22🔒Charge registered #16Lender: Godiva Mortgages Limited
- 2025-08-18📄legacymiscellaneous · ANNOTATION
- 2025-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-10🔒Charge registered #13Lender: Onesavings Bank PLC
- 2025-07-07📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-06🔒Charge registered #14Lender: Nottingham Building Society
- 2024-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-08🔒Charge registered #12Lender: Nottingham Building Society
- 2024-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-04-27🔒Charge registered #11Lender: Charter Court Financial Services Limited
- 2023-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-21🔒Charge registered #10Lender: Charter Court Financial Services Limited
- 2022-12-12📄resolutionresolution · RESOLUTIONS
- 2022-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-28🔒Charge registered #9Lender: Shawbrook Bank Limited
- 2021-11-15🔒Charge registered #8Lender: Lendinvest Btl Limited
- 2021-11-01🔓Charge satisfied #7
- 2021-11-01🔓Charge satisfied #6
- 2020-08-24🔓Charge satisfied #4
- 2020-08-20🔒Charge registered #7Lender: Interbay Funding Limited
- 2020-08-20🔒Charge registered #6Lender: Interbay Funding Limited
- 2020-07-30🔓Charge satisfied #1
- 2019-12-18🔒Charge registered #5Lender: Paragon Bank PLC
- 2019-07-03🔒Charge registered #4Lender: Mt Finance Limited
- 2019-04-24🔓Charge satisfied #3
- 2019-04-24🔓Charge satisfied #2
- 2018-06-21🔒Charge registered #3Lender: Mint Bridging Limited
- 2018-06-21🔒Charge registered #2Lender: Mint Bridging Limited
- 2017-10-20🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2017-05-17🏢Company incorporatedAs SOVEREIGN WEALTH CAPITAL LIMITED
- 2017-05-17➕ZAZA, Laith appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Laith Zaza Individual · British · DOB 08/1987 · age 39 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 13-15 HIGH STREET EPSOM MANAGEMENT LIMITED→ 09908268 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 1505 LIMITED→ 16257785 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1HILLSIDE SPV LIMITED→ 15423595 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2 ST STEPHEN'S CRESCENT MANAGEMENT LIMITED→ 02906376 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| 238 LONDON ROAD (ST ALBANS) MANAGEMENT LIMITED→ 11440961 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 5 POINT 5 ACRE LIMITED→ 09405309 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 54/56 CADOGAN SQUARE FREEHOLD LIMITED→ 05999021 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 57 PROPERTY LIMITED→ 17093745 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A H TUDOR LIMITED→ 04902202 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A J MANSON LIMITED→ 00898455 · est 1967 · no financials extracted | — | — | — | — | 59y | — | — |
| A. & A. PEATE LIMITED→ 00334089 · est 1937 · no financials extracted | — | — | — | — | 88y | — | — |
| A.C.T INVESTMENT PROPERTIES LTD→ 11630195 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Kingsland House
39 Abbey Foregate
Shrewsbury
Shropshire
SY2 6BL
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27
Officers (1 active · 0 resigned)
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
15
Total charges
9
Outstanding
7
Active lenders
Status:Lender:15 of 15 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 22/09/2025 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 10/07/2025 | — | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 08/11/2024 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 27/04/2023 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 21/12/2022 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 28/04/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 15/11/2021 | — | |
| satisfied | InterBay Interbay Funding Limited | A registered charge | 2 properties | 20/08/2020 | 01/11/2021 | |
| satisfied | InterBay Interbay Funding Limited | A registered charge | 2 properties | 20/08/2020 | 01/11/2021 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/12/2019 | — | |
| satisfied | MT Finance Mt Finance Limited | A registered charge | 1 property | 03/07/2019 | 24/08/2020 | |
| satisfied | Mint Bridging Mint Bridging Limited | A registered charge | 1 property | 21/06/2018 | 24/04/2019 | |
| satisfied | Mint Bridging Mint Bridging Limited | A registered charge | 1 property | 21/06/2018 | 24/04/2019 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 20/10/2017 | 30/07/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-26
legacy
miscellaneous · ANNOTATION
2025-08-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-10
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-02
change-person-director-company-with-change-date
officers · CH01
2025-01-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-07