CUSTODIAN FINANCIAL MANAGEMENT LIMITED

🏛️Establishedactive
10909396 · ltd · incorporated 2017-08-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Average employees200300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-08-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2023-06-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2022-02-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2022-02-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2022-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2022-02-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2022-02-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2022-02-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-02-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2022-02-04
    ➕
    MOY, Stephen Thomas appointed
    director
  14. 2022-02-04
    ➕
    VICKERS, Adam John Timothy appointed
    director
  15. 2022-02-04
    ➖
    MCGARVEY, Kay Louise resigned
    director
  16. 2022-02-04
    ➖
    MCGARVEY, Richard resigned
    director
  17. 2022-02-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2021-12-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2021-09-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  20. 2020-09-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2019-04-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2017-08-10
    🏢
    Company incorporated
    As CUSTODIAN FINANCIAL MANAGEMENT LIMITED
  23. 2017-08-10
    ➕
    MCGARVEY, Kay Louise appointed
    director
  24. 2017-08-10
    ➕
    MCGARVEY, Richard appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Ithaca Wealth Management Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ithaca Wealth Management Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CUSTODIAN FINANCIAL MANAGEMENT LIMITED
This company · 10909396

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ithaca Wealth Management Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control04/02/2022
2 historic (ceased) PSCs
  • Mr Richard Mcgarveyceased 04/02/2022· 50-75% shares · 50-75% voting
  • Mrs Kay Louise Mcgarveyceased 04/02/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-08-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Ground Floor Seneca House Amy Johnson Way
Links Point
Blackpool
Lancashire
FY4 2FF
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (2 active · 2 resigned)

MOY, Stephen Thomas→
director · ~54y · appointed 2022-02-04
View their other companies + combined net worth →
Active
VICKERS, Adam John Timothy→
director · ~47y · appointed 2022-02-04
View their other companies + combined net worth →
Active
MCGARVEY, Kay Louise→
director · ~61y · appointed 2017-08-10 · resigned 2022-02-04
Resigned
MCGARVEY, Richard→
director · ~64y · appointed 2017-08-10 · resigned 2022-02-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (27 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
change-person-director-company-with-change-date
officers · CH01
2024-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-18
termination-director-company-with-name-termination-date
officers · TM01
2022-02-17
appoint-person-director-company-with-name-date
officers · AP01
2022-02-17
appoint-person-director-company-with-name-date
officers · AP01
2022-02-17
termination-director-company-with-name-termination-date
officers · TM01
2022-02-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-02-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-17