COMMERCIAL SENSE LIMITED
🏛️Establishedactive
11301332 · ltd · incorporated 2018-04-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£5.0k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,952
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£5k
~ YoY
Current Assets
£24k
↑ 59% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £5.0k | £5.4k |
| Current assets | £24.1k | £15.1k |
| Net assets | £5.0k | £4.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
10
filings
- • 8 persons-with-significant-control
- • 1 confirmation-statement
- • 1 address
Last 180 days
10
filings
- • 8 persons-with-significant-control
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-12➖DEAN, Susan Ann resignedsecretary
- 2023-04-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-10-01➕BURROUGHS, Barry James appointeddirector
- 2018-04-10🏢Company incorporatedAs COMMERCIAL SENSE LIMITED
- 2018-04-10➕DEAN, Terence Michael appointeddirector
- 2018-04-10➕MANLEY, Neil John Wilfrid appointeddirector
- 2018-04-10➕DEAN, Susan Ann appointedsecretary
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Neil John Wilfrid Manley Individual · British · DOB 03/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/04/2023 |
Mr Terence Michael Dean Individual · British · DOB 02/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/04/2023 |
Mr Barry James Burroughs Individual · British · DOB 03/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/04/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2 DIRECT LIMITED→ 04763660 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 2AJF LTD→ 15271718 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2GETHER INSURANCE LTD→ 07561225 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 381 INVESTMENTS LIMITED→ 07330809 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 47TRADING LIMITED→ 17115346 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A & J QUANT CAPITAL LTD→ 16501402 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A E THOMSON (UK) LIMITED→ 07323438 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A J FOLKMANIS LIMITED→ 04139574 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVANCED MORTGAGE SOLUTIONS LIMITED→ 05670052 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ADVANCED MORTGAGES LTD→ 12198598 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVISORS4ME FINANCIAL SERVICES LIMITED→ 13268579 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADVOCATE MORTGAGE & PROTECTION LTD→ 16586658 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-04-10
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
24 Park Road
Buckden
Cambs
PE19 5SL
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09
Officers (3 active · 1 resigned)
BURROUGHS, Barry James→
Activedirector · ~60y · appointed 2020-10-01
View their other companies + combined net worth →
DEAN, Terence Michael→
Activedirector · ~61y · appointed 2018-04-10
View their other companies + combined net worth →
MANLEY, Neil John Wilfrid→
Activedirector · ~64y · appointed 2018-04-10
View their other companies + combined net worth →
DEAN, Susan Ann→
Resignedsecretary · appointed 2018-04-10 · resigned 2023-04-12
Click a director name to see their full track record across all companies.
Recent filings (43 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-31