4SYTE ABL LIMITED

🏛️Establishedactive
11403246 · ltd · incorporated 2018-06-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: SIC 64992
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 78/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 3.6y

25/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Charge age ~3.6 years — mid-life; refi window approaching.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-09-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-09-10
    🔒
    Charge registered #3
    Lender: Rbs Invoice Finance Limited as Security Agent
  4. 2025-09-01
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2024-03-29
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2023-10-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2023-10-16
    🔒
    Charge registered #2
    Lender: Rbs Invoice Finance Limited
  8. 2023-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-10-13
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2022-10-13
    📄
    memorandum-articles
    incorporation · MA
  11. 2022-09-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2022-09-23
    🔒
    Charge registered #1
    Lender: Rbs Invoice Finance Limited (As Security Agent)
  13. 2022-03-16
    📄
    accounts-amended-with-accounts-type-dormant
    accounts · AAMD
  14. 2022-02-25
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2021-09-29
    LAWLESS, Byron appointed
    director
  16. 2021-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2021-07-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2021-04-21
    BARKER, Paul Michael appointed
    director
  19. 2021-04-21
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2021-04-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2020-02-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  22. 2020-02-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2020-01-06
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  24. 2020-01-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  25. 2018-06-07
    🏢
    Company incorporated
    As 4SYTE ABL LIMITED
  26. 2018-06-07
    GUNDERSEN, Magnus Ingolf appointed
    director
  27. 2018-06-07
    SELLARS, Nicholas Anthony appointed
    director

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

4syte Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
4syte Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
4SYTE ABL LIMITED
This company · 11403246

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
4syte Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control07/06/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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16659029 · est 2025 · no financials extracted
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14194992 · est 2022 · no financials extracted
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44 BENEFIT SOLUTIONS LIMITED
08272027 · est 2012 · no financials extracted
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49 WOODLAND ROAD (FREEHOLD) LIMITED
11848052 · est 2019 · no financials extracted
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12701421 · est 2020 · no financials extracted
5y
4SYTE LTD
10117411 · est 2016 · no financials extracted
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4SYTE RECEIVABLES FINANCE LTD
12715895 · est 2020 · no financials extracted
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4SYTE SECURED LENDING LTD
16017313 · est 2024 · no financials extracted
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16171156 · est 2025 · no financials extracted
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11537104 · est 2018 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-06-07
Jurisdictionengland-wales
Primary SIC64992 — SIC 64992

Registered office

Second Floor Steeple House
Church Lane
Chelmsford
Essex
CM1 1NH
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-06-20
Last: 2025-06-06

Officers (4 active · 0 resigned)

BARKER, Paul Michael
director · ~46y · appointed 2021-04-21
View their other companies + combined net worth →
Active
GUNDERSEN, Magnus Ingolf
director · ~54y · appointed 2018-06-07
View their other companies + combined net worth →
Active
LAWLESS, Byron
director · ~42y · appointed 2021-09-29
View their other companies + combined net worth →
Active
SELLARS, Nicholas Anthony
director · ~65y · appointed 2018-06-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
NatWest Group
Rbs Invoice Finance Limited as Security Agent
A registered charge10/09/2025
outstanding
NatWest Group
Rbs Invoice Finance Limited
A registered charge1 property16/10/2023
outstanding
NatWest Group
Rbs Invoice Finance Limited (As Security Agent)
A registered charge23/09/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (27 total)

accounts-with-accounts-type-small
accounts · AA
2026-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-15
accounts-with-accounts-type-small
accounts · AA
2025-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-19
accounts-with-accounts-type-small
accounts · AA
2024-03-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-20
resolution
resolution · RESOLUTIONS
2022-10-13
memorandum-articles
incorporation · MA
2022-10-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-06
accounts-amended-with-accounts-type-dormant
accounts · AAMD
2022-03-16
accounts-with-accounts-type-dormant
accounts · AA
2022-02-25