83 & OATES LIVING LIMITED
🏛️Establishedactive
11440923 · ltd · incorporated 2018-06-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
13 live charges · 4 lenders · oldest 7.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
2
filings
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-05-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-03🔒Charge registered #13Lender: Together Commercial Finance Limited
- 2025-03-03🔒Charge registered #12Lender: Together Commercial Finance Limited
- 2024-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-19📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-24🔒Charge registered #11Lender: Shawbrook Bank Limited
- 2022-06-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-26🔒Charge registered #10Lender: Charter Court Financial Services Limited
- 2020-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-17🔒Charge registered #9Lender: Charter Court Financial Services Limited
- 2020-11-12🔒Charge registered #8Lender: Charter Court Financial Services Limited
- 2020-05-04➕OATES, David Anthony appointeddirector
- 2020-01-31🔒Charge registered #7Lender: Together Commercial Finance Limited
- 2020-01-31🔒Charge registered #6Lender: Together Commercial Finance Limited
- 2020-01-28🔒Charge registered #5Lender: Onesavings Bank PLC
- 2019-08-30🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2019-08-30🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2018-11-06🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2018-10-23🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2018-06-29🏢Company incorporatedAs 83 & OATES LIVING LIMITED
- 2018-06-29➕ATKINSON, Joseph William appointeddirector
- 2018-06-29➕EADE, Gavin Marcus appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder name in company name: Company name contains director surname "OATES" — strong identity link between founder and business.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 low13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gavin Marcus Eade Individual · British · DOB 07/1983 · age 43 | — | — | sig. influencesignificant influence | 29/06/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 559 LONDON SUB H LIMITED→ 13587681 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 68 LONDON ROAD (BENFLEET) PROPERTY CO. LTD.→ 07691515 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 7 DAYS PROPERTY INVESTMENT LTD→ 13104184 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 7 ELMS FREEHOLDS LTD→ 14235531 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 RICHMOND COURT LIMITED→ 15216688 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 770 ESTATES LTD→ 15802299 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7E BR1 LTD→ 15627753 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 83 & O LIMITED→ 11426519 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 83 ELM ROAD LTD→ 16508322 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 83 HOLDINGS LIMITED→ 11631705 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 83 PROPERTY LIMITED→ 10560055 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 83 RENTALS LTD→ 12205846 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-06-29
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Fulton Road
Manor Trading Estate
Benfleet
Essex
SS7 4PZ
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15
Officers (3 active · 0 resigned)
ATKINSON, Joseph William→
Activedirector · ~43y · appointed 2018-06-29
View their other companies + combined net worth →
EADE, Gavin Marcus→
Activedirector · ~43y · appointed 2018-06-29
View their other companies + combined net worth →
OATES, David Anthony→
Activedirector · ~42y · appointed 2020-05-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
13
Outstanding
4
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 03/03/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 03/03/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 24/06/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 26/01/2021 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 17/12/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 12/11/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 31/01/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 31/01/2020 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 28/01/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/08/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/08/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 06/11/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 23/10/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-06
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
change-person-director-company-with-change-date
officers · CH01
2025-06-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
change-person-director-company-with-change-date
officers · CH01
2024-06-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-13