AFFINITY WATER FINANCE PLC
🏛️Establishedactive
11674789 · plc · incorporated 2018-11-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 7.3y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 7.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
19 officers (5 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
27 connected companies via shared directors
90
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2026-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-31➖HASLETT, James Keith resigneddirector
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-22📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-01➕PUGSLEY, Simon Anthony Follett appointedsecretary
- 2025-04-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-04-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-03-31➖MAKONI, Patrick resignedsecretary
- 2025-01-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-01➕STEPHENS, Adam Peter appointeddirector
- 2024-10-04➖ROUGHEAD, Martin resigneddirector
- 2024-10-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-06-10➖COX, Andrew resigneddirector
- 2024-06-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-15➕COX, Andrew appointeddirector
- 2023-10-12📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-12➕WADDINGTON, Adam George appointeddirector
- 2023-05-12➖DARDI, Marissa Ann resigneddirector
- 2023-05-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-17➕ROUGHEAD, Martin appointeddirector
- 2023-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-03➖KAUSHAL, Sunita resignedsecretary
- 2023-04-03➕MAKONI, Patrick appointedsecretary
- 2023-04-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-04-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-02-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-15➕DARDI, Marissa Ann appointeddirector
- 2023-02-15➖ROSHIER, Angela Louise resigneddirector
- 2023-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-03➕HASLETT, James Keith appointeddirector
- 2022-12-16➖LEDGER, Stuart Neil resigneddirector
- 2022-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-01➖KORPANEC, Jaroslava resigneddirector
- 2022-04-01➕OSBORNE, Michael Peter Francis appointeddirector
- 2022-03-31➖ROPER, Anthony Charles resigneddirector
- 2022-01-04➕KORPANEC, Jaroslava appointeddirector
- 2021-09-17➖WALSH, Pauline Mary resigneddirector
- 2021-07-01➕TATARU, Roxana appointeddirector
- 2021-07-01➖KORPANCOVA, Jaroslava resigneddirector
- 2020-04-09➕KAUSHAL, Sunita appointedsecretary
- 2020-04-08➖CALDWELL, Colin resignedsecretary
- 2019-11-07➕CALDWELL, Colin appointedsecretary
- 2019-11-06➖MONOD, Tim John William resignedsecretary
- 2019-01-22🔒Charge registered #1Lender: Deutsche Trustee Company Limited in Its Capacity as Security Trustee for the Secured Creditors
Showing most recent 50 of 57 events
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Affinity Water Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Affinity Water Limited
Corporate parent · holds 75-100% shares · board control
⬇
AFFINITY WATER FINANCE PLC
This company · 11674789
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Affinity Water Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/01/2019 |
1 historic (ceased) PSC
- Affinity Water Capital Funds Limitedceased 22/01/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 500 ENTREPRENEUR NOMINEE LIMITED→ 14766599 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A.VARGHESE & SON LIMITED→ 11804950 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AB23 LTD→ 15990883 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABODE FUTURES LTD→ 15831492 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACG PAYMENTS LIMITED→ 17075760 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACP1 LTD→ 12392681 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACRE LANE FUNDING 1 LTD→ 11523431 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIB DC PENSIONS (UK) LIMITED→ 05194771 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AILEY INVESTMENTS LIMITED→ 14465444 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBAN ACTUARIAL SOLUTIONS LTD→ 06313593 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ALBAN FINANCIAL SERVICES LIMITED→ 09126085 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALEMSO LIMITED→ 12386110 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated2018-11-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Hub
Tamblin Way
Hatfield
AL10 9EZ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (5 active · 14 resigned)
PUGSLEY, Simon Anthony Follett→
Activesecretary · appointed 2025-04-01
View their other companies + combined net worth →
OSBORNE, Michael Peter Francis→
Activedirector · ~46y · appointed 2022-04-01
View their other companies + combined net worth →
STEPHENS, Adam Peter→
Activedirector · ~43y · appointed 2025-01-01
View their other companies + combined net worth →
TATARU, Roxana→
Activedirector · ~37y · appointed 2021-07-01
View their other companies + combined net worth →
WADDINGTON, Adam George→
Activedirector · ~52y · appointed 2023-05-12
View their other companies + combined net worth →
CALDWELL, Colin→
Resignedsecretary · appointed 2019-11-07 · resigned 2020-04-08
KAUSHAL, Sunita→
Resignedsecretary · appointed 2020-04-09 · resigned 2023-04-03
MAKONI, Patrick→
Resignedsecretary · appointed 2023-04-03 · resigned 2025-03-31
MONOD, Tim John William→
Resignedsecretary · appointed 2018-11-13 · resigned 2019-11-06
COX, Andrew→
Resigneddirector · ~59y · appointed 2023-11-15 · resigned 2024-06-10
DARDI, Marissa Ann→
Resigneddirector · ~46y · appointed 2023-02-15 · resigned 2023-05-12
HASLETT, James Keith→
Resigneddirector · ~47y · appointed 2023-01-03 · resigned 2026-03-31
KORPANCOVA, Jaroslava→
Resigneddirector · ~52y · appointed 2018-11-13 · resigned 2021-07-01
KORPANEC, Jaroslava→
Resigneddirector · ~52y · appointed 2022-01-04 · resigned 2022-08-01
LEDGER, Stuart Neil→
Resigneddirector · ~50y · appointed 2018-11-13 · resigned 2022-12-16
ROPER, Anthony Charles→
Resigneddirector · ~66y · appointed 2018-11-13 · resigned 2022-03-31
ROSHIER, Angela Louise→
Resigneddirector · ~51y · appointed 2018-11-13 · resigned 2023-02-15
ROUGHEAD, Martin→
Resigneddirector · ~39y · appointed 2023-04-17 · resigned 2024-10-04
WALSH, Pauline Mary→
Resigneddirector · ~59y · appointed 2018-11-13 · resigned 2021-09-17
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Deutsche Trustee Company in Its Capacity as Security Trustee for the Secured Creditors Deutsche Trustee Company Limited in Its Capacity as Security Trustee for the Secured Creditors | A registered charge | 1 property | 22/01/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
change-person-director-company-with-change-date
officers · CH01
2026-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-full
accounts · AA
2025-07-22
appoint-person-secretary-company-with-name-date
officers · AP03
2025-04-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-04-01
change-person-director-company-with-change-date
officers · CH01
2025-01-14
appoint-person-director-company-with-name-date
officers · AP01
2025-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-13
termination-director-company-with-name-termination-date
officers · TM01
2024-10-04
accounts-with-accounts-type-full
accounts · AA
2024-07-17
termination-director-company-with-name-termination-date
officers · TM01
2024-06-10
appoint-person-director-company-with-name-date
officers · AP01
2023-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-13
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-10-12