AF FINANCIAL CONSULTANTS LTD
Opportunity 64/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-03-31 |
|---|---|
| Total assets | £8.6k |
| Current assets | £48.1k |
| Cash | £450 |
| Debtors | £47.7k |
| Net assets | £589 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-03-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-31📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-14📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-06-10📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-06-08📄gazette-notice-compulsorygazette · GAZ1
- 2021-04-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-12📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-11-30➖FORD, Michelle resigneddirector
- 2020-11-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-05-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-05-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-04-06➕FORD, Michelle appointeddirector
- 2019-02-13🏢Company incorporatedAs AF FINANCIAL CONSULTANTS LTD
- 2019-02-13➕FORD, Alexander appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-02-26
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Alexander Ford Individual · British · DOB 08/1980 · age 46 | 50–75% | — | 50-75% shares | 13/02/2019 |
Mrs Michelle Cullen-Ford Individual · British · DOB 03/1980 · age 46 | 25–50% | — | 25-50% shares | 14/02/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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