3NB NORTH EAST LTD
🏛️Establishedactive
12056303 · ltd · incorporated 2019-06-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£-61.0k
book net assets
Opportunity
62/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 62/100 (worth a look), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
6 live charges · 5 lenders · oldest 6.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
62/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £60,977
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£61k
Current Assets
£227k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £544.9k | — |
| Current assets | £226.6k | — |
| Net assets | £-61.0k | — |
| Average employees | — | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-08-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-13🔒Charge registered #6Lender: Hampshire Trust Bank PLC
- 2024-05-13🔒Charge registered #5Lender: Hampshire Trust Bank PLC
- 2024-05-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-04🔓Charge satisfied #3
- 2024-05-04🔓Charge satisfied #2
- 2024-05-04🔓Charge satisfied #1
- 2023-10-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-27🔒Charge registered #4Lender: Wendy Denning
- 2023-01-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-04-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-30➖MCGUIRE, Jacqueline Pamela resigneddirector
- 2021-06-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-04🔒Charge registered #3Lender: Nada Popovic
- 2020-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-19🔒Charge registered #2Lender: Tracey Nicola Woods
- 2019-12-19🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2019-06-18🏢Company incorporatedAs 3NB NORTH EAST LTD
- 2019-06-18➕DORANS, Deborah appointeddirector
- 2019-06-18➕FISHER, Anna Louise appointeddirector
- 2019-06-18➕MCGUIRE, Jacqueline Pamela appointeddirector
- 2019-06-18📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-01-16
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Anna Louise Fisher Individual · British · DOB 01/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/06/2019 |
Mrs Deborah Dorans Individual · British · DOB 03/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/06/2019 |
1 historic (ceased) PSC
- Mrs Jacqueline Pamela Mcguireceased 01/10/2021· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 BRADFORD STREET LIMITED→ 12130058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 13 THORNHILL PARK SUNDERLAND LIMITED→ 10500999 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1447 LIMITED→ 13997113 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 18 AND 20 THE BRIARS FREEHOLD LIMITED→ 13165800 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 18 ESTATES GROUP LTD→ 16667161 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 21 EIGHT PROPERTIES LTD→ 16708858 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 24 UPPER PARK ROAD LIMITED→ 14700904 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 2MPS LIMITED→ 05503959 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 42 - 47 HIGHGATE MANAGEMENT COMPANY LIMITED→ 05570050 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 65 VOICES LTD→ 11277759 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A & A PROPERTIES & LETTINGS LTD→ 13012857 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A DIRECTION HOUSING LTD→ 16815362 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-06-18
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1 - 3 Waverley Terrace
Sunderland
Tyne And Wear
SR4 6TA
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2026-01-16OVERDUE
Last: 2025-01-02
Officers (2 active · 1 resigned)
DORANS, Deborah→
Activedirector · ~56y · appointed 2019-06-18
View their other companies + combined net worth →
FISHER, Anna Louise→
Activedirector · ~51y · appointed 2019-06-18
View their other companies + combined net worth →
MCGUIRE, Jacqueline Pamela→
Resigneddirector · ~58y · appointed 2019-06-18 · resigned 2021-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | — | 13/05/2024 | — | |
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 1 property | 13/05/2024 | — | |
| outstanding | Wendy Denning | A registered charge | 1 property | 27/02/2023 | — | |
| satisfied | Nada Popovic | A registered charge | 1 property | 04/12/2020 | 04/05/2024 | |
| satisfied | Tracey Nicola Woods | A registered charge | 1 property | 19/12/2019 | 04/05/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/12/2019 | 04/05/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-31
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-04
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-04
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-02
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-21