AGF GROUP LIMITED

💤Zombieactive

12296868 · ltd · incorporated 2019-11-04

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2025

Net worth

—

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

15 officers (1 active, 15 linked, 15 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

4 connected companies via shared directors

Filing history

38 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-08-31	2024-08-31
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 14 officers
• 1 address
• 1 accounts

Last 180 days

filings

• 14 officers
• 1 address
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (52 events)Click to expand

2026-04-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-07
➖
BRIDGES, Ian Stuart resigned
director
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
➖
ALLISON, Luke Philippe resigned
director
2026-03-31
➖
BROWN, Andrew David, Mr. resigned
director
2026-03-31
➖
CHEESEMAN, Neil Anthony resigned
director
2026-03-31
➖
ELLIS, Stephen Leonard Vernon resigned
director
2026-03-31
➖
HEPWORTH-SMITH, Andrew Joseph resigned
director
2026-03-31
➖
HOUGHTON, David John resigned
director
2026-03-31
➖
JACKSON, Philip Ralph resigned
director
2026-03-31
➖
JAMES, Allan David resigned
director
2026-03-31
➖
JONES, Philip Edward resigned
director
2026-03-31
➖
JOY, Robert Bruce resigned
director
2026-03-31
➖
KERR, Scott resigned
director
2026-03-31
➖
MCCARTHY, Paul Anthony resigned
director
2026-03-31
➖
WELLS, Andrew David resigned
director
2026-03-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-01
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2022-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2022-11-21
📄
change-person-director-company-with-change-date
officers · CH01
2019-11-04
🏢
Company incorporated
As AGF GROUP LIMITED
2019-11-04
➕
MUSGRAVE, Howard appointed
director
2019-11-04
➕
ALLISON, Luke Philippe appointed
director
2019-11-04
➕
BRIDGES, Ian Stuart appointed
director
2019-11-04
➕
BROWN, Andrew David, Mr. appointed
director
2019-11-04
➕
CHEESEMAN, Neil Anthony appointed
director
2019-11-04
➕
ELLIS, Stephen Leonard Vernon appointed
director
2019-11-04
➕
HEPWORTH-SMITH, Andrew Joseph appointed
director
2019-11-04
➕
HOUGHTON, David John appointed
director
2019-11-04
➕
JACKSON, Philip Ralph appointed
director
2019-11-04
➕
JAMES, Allan David appointed
director
2019-11-04
➕
JONES, Philip Edward appointed
director
2019-11-04
➕
JOY, Robert Bruce appointed
director
2019-11-04
➕
KERR, Scott appointed
director

Showing most recent 50 of 52 events

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

55/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·

14 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: ALLISON, Luke Philippe resigned 2026-03-31; BRIDGES, Ian Stuart resigned 2026-04-07; BROWN, Andrew David, Mr. resigned 2026-03-31

Group structure

Agricultural & Groundscare Finance Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Agricultural & Groundscare Finance Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

AGF GROUP LIMITED

This company · 12296868

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Agricultural & Groundscare Finance Limited Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	04/11/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · TS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & R SHEEKEY LIMITED→ 07343715 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
A AND R MORTGAGE & PROTECTION SPECIALISTS LTD→ 15677835 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
A B S FINANCIAL LIMITED→ 15274291 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A T & P INVESTMENTS LTD→ 13558183 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
A W FINANCIAL SERVICES LIMITED→ 04980133 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
AC FINANCE LIMITED→ 04074753 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
ACTIVE BUSINESS PROTECTION LIMITED→ 14535477 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ACTIVE FINANCIAL PLANNERS LIMITED→ 04039863 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
ACTIVE MORTGAGE SERVICES LIMITED→ 04600469 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
AFS FINANCIAL LIMITED→ 07176477 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
AGRICULTURAL & GROUNDSCARE FINANCE LIMITED→ 05526550 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
ALISON MOULLAALI LIMITED→ 10034695 · est 2016 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-11-04

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

The Old Brewery Business Centre,

Castle Eden

Hartlepool

Co Durham

TS27 4SU

England

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2026-11-17

Last: 2025-11-03

Officers (1 active · 14 resigned)

MUSGRAVE, Howard→

director · ~61y · appointed 2019-11-04

View their other companies + combined net worth →

Active

ALLISON, Luke Philippe→

director · ~40y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

BRIDGES, Ian Stuart→

director · ~65y · appointed 2019-11-04 · resigned 2026-04-07

Resigned

BROWN, Andrew David, Mr.→

director · ~64y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

CHEESEMAN, Neil Anthony→

director · ~65y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

ELLIS, Stephen Leonard Vernon→

director · ~58y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

HEPWORTH-SMITH, Andrew Joseph→

director · ~58y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

HOUGHTON, David John→

director · ~72y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

JACKSON, Philip Ralph→

director · ~68y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

JAMES, Allan David→

director · ~60y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

JONES, Philip Edward→

director · ~56y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

JOY, Robert Bruce→

director · ~57y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

KERR, Scott→

director · ~63y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

MCCARTHY, Paul Anthony→

director · ~77y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

WELLS, Andrew David→

director · ~57y · appointed 2019-11-04 · resigned 2026-03-31

Resigned

Click a director name to see their full track record across all companies.