ACTIVE FINANCIAL ADVISERS LTD
🏛️Establishedactive
12307130 · ltd · incorporated 2019-11-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-04-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-16➕HEDGE, David Christopher appointeddirector
- 2024-03-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-30➖HEDGE, Alan David resigneddirector
- 2022-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-13📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-03-31➖DUNSTON, Christopher Frank resigneddirector
- 2019-11-29➕PRICE, William John appointedsecretary
- 2019-11-29📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-11-11🏢Company incorporatedAs ACTIVE FINANCIAL ADVISERS LTD
- 2019-11-11➕HEDGE, Andrea Louise appointeddirector
- 2019-11-11➕DUNSTON, Christopher Frank appointeddirector
- 2019-11-11➕HEDGE, Alan David appointeddirector
- 2019-11-11📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Andrea Louise Hedge Individual · British · DOB 04/1994 · age 32 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/04/2026 |
2 historic (ceased) PSCs
- Miss Andrea Louise Hedgeceased 01/04/2026· 75-100% shares · 75-100% voting · board control
- Mr Alan David Hedgeceased 30/12/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADAM LEWIS FIRST IN MORTGAGES LTD→ 16301001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SHIELD FINANCE LTD→ 15512614 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMPLE MORTGAGES LIMITED→ 12528571 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ATM SERVICES LIMITED→ 04682264 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| AUGUST THREE INVESTMENT LTD→ 09883253 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BAAZ INVESTMENT LIMITED→ 15967070 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEACHAM'S ELITE MORTGAGES LIMITED→ 08686477 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BEAR STERLING LIMITED→ 09639892 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEAUFORCE CORPORATION LIMITED→ 04322103 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BENJAMIN WALKER LTD→ 15244345 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BETTER PAYMENT SOLUTIONS LIMITED→ 13021589 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BLACKROCK MORTGAGES & PROTECTION LIMITED→ 17095112 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-11-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
32 Monk Street
Abergavenny
Monmouthshire
NP7 5NW
Wales
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-20
Last: 2026-01-06
Officers (3 active · 2 resigned)
PRICE, William John→
Activesecretary · appointed 2019-11-29
View their other companies + combined net worth →
HEDGE, Andrea Louise→
Activedirector · ~32y · appointed 2019-11-11
View their other companies + combined net worth →
HEDGE, David Christopher→
Activedirector · ~72y · appointed 2025-07-16
View their other companies + combined net worth →
DUNSTON, Christopher Frank→
Resigneddirector · ~73y · appointed 2019-11-11 · resigned 2020-03-31
HEDGE, Alan David→
Resigneddirector · ~32y · appointed 2019-11-11 · resigned 2022-12-30
Click a director name to see their full track record across all companies.
Recent filings (23 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
appoint-person-director-company-with-name-date
officers · AP01
2025-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-06
termination-director-company-with-name-termination-date
officers · TM01
2023-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-22