365 FUNDING LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | -200 | -200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 address
- • 1 confirmation-statement
- • 1 address
Corporate timeline (15 events)Click to expand
- 2026-03-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-09-01➕KELLY, Gemma appointedsecretary
- 2022-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-13🏢Company incorporatedAs 365 FUNDING LTD
- 2020-02-13➕BELL, Wayne appointeddirector
- 2020-02-13📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Wayne Bell Individual · English · DOB 02/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 17 SHADE LTD→ 16815844 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST COMMERCIAL FINANCE (LONDON) LIMITED→ 16094120 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST FINANCIAL FOUNDATIONS LIMITED→ 04283820 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 1ST FINANCIAL SERVICES(LONDON) LIMITED→ 05837853 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 3 CCI→ 13405472 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 360 ASSET FINANCE LIMITED→ 06156427 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 824 GROUP LTD→ 12114473 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AAAC HOLDINGS LIMITED→ 16318460 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCESS FINANCIAL SERVICES LIMITED→ 04427489 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ACCESSIBLE INSURANCE SERVICES LTD→ 13415923 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACE BUSINESS FINANCE LIMITED→ 13467397 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACORN CAPITAL LTD→ 07924545 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.