AMPLO COMMERCIAL FINANCE LIMITED
💤Zombieactive
13001346 · ltd · incorporated 2020-11-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 7 total, 7 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £46.1k |
| Current assets | — | £45.6k |
| Net assets | — | £-101.9k |
| Average employees | 3 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 3 persons-with-significant-control
Last 90 days
3
filings
- • 3 persons-with-significant-control
Last 180 days
3
filings
- • 3 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-05-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-05-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-05-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-03➖TIMMS, Matthew Edward resigneddirector
- 2024-07-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-04➖WILLIAMS, Scott Luis resigneddirector
- 2022-07-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-06-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-19📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-11-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-11-06🏢Company incorporatedAs AMPLO COMMERCIAL FINANCE LIMITED
- 2020-11-06➕CARR, Michael Andrew appointeddirector
- 2020-11-06➕TIMMS, Matthew Edward appointeddirector
- 2020-11-06➕WILLIAMS, Scott Luis appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Amplo Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Amplo Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
AMPLO COMMERCIAL FINANCE LIMITED
This company · 13001346
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Amplo Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/06/2021 |
6 historic (ceased) PSCs
- Mr Scott Luis Williamsceased 04/01/2023· 25-50% shares · 25-50% voting
- Mr Michael Andrew Carrceased 01/06/2021· 25-50% shares · 25-50% voting
- Mr Matthew Edward Timmsceased 01/06/2021· 25-50% shares · 25-50% voting
- Williams Investments (Cheshire) Ltdceased 07/11/2020· 25-50% shares · 25-50% voting
- The Mafs Group Ltdceased 07/11/2020· 25-50% shares · 25-50% voting
- Met Investments Limitedceased 07/11/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A BURGESS FINANCIAL SERVICES LTD→ 14437529 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABACAI TECHNOLOGIES LIMITED→ 13147398 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABRAY SERVICES LIMITED→ 04310465 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ABSENCE PROTECTION LIMITED→ 04136959 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ACC MORTGAGES LIMITED→ 10864085 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AGL UNITED LTD→ 06754493 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ALEXIAN IFAS LIMITED→ 07623426 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALLIANCE COMMERCIAL LIMITED→ 10724445 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALLMAN INVESTMENTS LIMITED→ 09694983 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AMPLO ASSET FINANCE LIMITED→ 15778823 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMPLO MORTGAGES & FINANCIAL SOLUTIONS LIMITED→ 10537785 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANYAN CONSULTING LIMITED→ 09679210 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-11-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
28 Mill Hill Lane
Sandbach
Cheshire
CW11 4PN
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-15
Last: 2025-06-01
Officers (1 active · 2 resigned)
CARR, Michael Andrew→
Activedirector · ~43y · appointed 2020-11-06
View their other companies + combined net worth →
TIMMS, Matthew Edward→
Resigneddirector · ~35y · appointed 2020-11-06 · resigned 2024-09-03
WILLIAMS, Scott Luis→
Resigneddirector · ~30y · appointed 2020-11-06 · resigned 2023-01-04
Click a director name to see their full track record across all companies.
Recent filings (30 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-05-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-05-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
termination-director-company-with-name-termination-date
officers · TM01
2024-09-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-03
change-person-director-company-with-change-date
officers · CH01
2023-06-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-09
termination-director-company-with-name-termination-date
officers · TM01
2023-01-09