ACTON FINANCIAL SERVICES LTD

💤Zombieactive
13164891 · ltd · incorporated 2021-01-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2024
Net worth
book net assets
Opportunity
53/100
Worth a look
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 53/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100). Current lenders should be on monthly review.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
53/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
40
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jan 2023Jan 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-01-312023-01-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 gazette
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-01-20
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2025-12-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  3. 2025-04-16
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  4. 2025-04-15
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2024-02-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-09-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-09-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-04-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-01-28
    🏢
    Company incorporated
    As ACTON FINANCIAL SERVICES LTD
  11. 2021-01-28
    WILLIAMS, Luke Aaron appointed
    director
  12. 2021-01-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2025-10-31

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-02-10

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Luke Aaron Williams
Individual · British · DOB 04/1992 · age 34
75100%
75–100%board control75-100% shares · 75-100% voting · board control28/01/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-01-28
Jurisdictionwales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

35 Dalton House
Chester Street
Wrexham
LL13 8AH
Wales

Filing status

Accounts
Next due: 2025-10-31OVERDUE
Last made up to: 2024-01-31
Confirmation statement
Next due: 2026-02-10OVERDUE
Last: 2025-01-27

Officers (1 active · 0 resigned)

WILLIAMS, Luke Aaron
director · ~34y · appointed 2021-01-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (14 total)

gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-20
gazette-notice-compulsory
gazette · GAZ1
2025-12-30
gazette-filings-brought-up-to-date
gazette · DISS40
2025-04-16
gazette-notice-compulsory
gazette · GAZ1
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-13
incorporation-company
incorporation · NEWINC
2021-01-28