A AND J PROPERTY DEVELOPERS LTD
🏛️Establishedactive
13166847 · ltd · incorporated 2021-01-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 3.4y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | — | £301.1k |
| Current assets | — | £1.5k |
| Net assets | — | £15.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-08-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-06🔒Charge registered #3Lender: Paragon Bank PLC
- 2025-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-26➕KHARAIT, Nafeesa Akhtar appointeddirector
- 2024-10-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-15🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2023-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-16🔒Charge registered #1Lender: Fleet Mortgages Limited
- 2022-05-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-05-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-10➖KHARAIT, Mohammed resigneddirector
- 2022-03-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-01-29🏢Company incorporatedAs A AND J PROPERTY DEVELOPERS LTD
- 2021-01-29➕REHMAN, Raja Abrar-Ur appointeddirector
- 2021-01-29➕KHARAIT, Mohammed appointeddirector
- 2021-01-29📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Raja Abrar-Ur Rehman Individual · British · DOB 11/1976 · age 50 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 29/01/2021 |
1 historic (ceased) PSC
- Mr Mohammed Kharaitceased 10/05/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1202 ESTATES LIMITED→ 15576460 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 1508 CHAPEL COURT LTD→ 15213925 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST CHOICE RESIDENTIAL PROPERTIES LTD→ 14208515 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 R'S & W PROPERTY SOLUTIONS LTD→ 16398164 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 507 NORTHERN QUARTER LIMITED→ 16542173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 56 MILE INVESTMENTS LTD→ 12193889 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 6 MINTON CLOSE LTD→ 16717739 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 7 WIGHTMAN ROAD LTD→ 15458037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 9 VO PROPERTIES LTD→ 13984903 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A&A CHAND LTD→ 14806234 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 TRADING LTD→ 11092582 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AA GROUP ESTATES LTD→ 15119394 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-01-29
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
38 Beech Road
Wolverhampton
WV10 6TP
United Kingdom
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-23
Last: 2026-02-09
Officers (2 active · 1 resigned)
KHARAIT, Nafeesa Akhtar→
Activedirector · ~43y · appointed 2025-03-26
View their other companies + combined net worth →
REHMAN, Raja Abrar-Ur→
Activedirector · ~50y · appointed 2021-01-29
View their other companies + combined net worth →
KHARAIT, Mohammed→
Resigneddirector · ~75y · appointed 2021-01-29 · resigned 2022-05-10
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/08/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 15/01/2024 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 16/12/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-13
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-05-12