AARNIKA PROPERTIES LIMITED

🌿Early-stageactive
13639545 · ltd · incorporated 2021-09-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
£11.9k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 2.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.5 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £11,939
Cash YoY
+408%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£24k
↑ 408% YoY
Net Worth
£12k
↑ 206% YoY
Current Assets
£24k
↑ 408% YoY
Current Liabilities
£0£5k£9k£14k£19k£24kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Total assets£254.9k£246.9k
Current assets£23.7k£4.7k
Cash£23.7k£4.7k
Net assets£11.9k£3.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-12-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-12-01
    🔒
    Charge registered #2
    Lender: Paragon Bank PLC
  4. 2025-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-12-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2023-12-01
    🔒
    Charge registered #1
    Lender: Belmont Green Finance Limited Trading as Vida Homeloans
  7. 2023-10-01
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2022-10-04
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2021-09-23
    🏢
    Company incorporated
    As AARNIKA PROPERTIES LIMITED
  10. 2021-09-23
    DUBEY, Rati appointed
    director
  11. 2021-09-23
    MISHRA, Ajay appointed
    director
  12. 2021-09-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ajay Mishra
Individual · British · DOB 08/1981 · age 45
2550%
25–50%board control25-50% shares · 25-50% voting · board control23/09/2021
Rati Dubey
Individual · British · DOB 08/1982 · age 44
2550%
25–50%board control25-50% shares · 25-50% voting · board control23/09/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-09-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

19 Greenham Avenue
Reading
RG2 0WY
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-06
Last: 2025-09-22

Officers (2 active · 0 resigned)

DUBEY, Rati
director · ~44y · appointed 2021-09-23
View their other companies + combined net worth →
Active
MISHRA, Ajay
director · ~45y · appointed 2021-09-23
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property01/12/2025
outstanding
Belmont Green Finance Trading as Vida Homeloans
Belmont Green Finance Limited Trading as Vida Homeloans
A registered charge1 property01/12/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-05
accounts-with-accounts-type-dormant
accounts · AA
2023-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-04
accounts-with-accounts-type-dormant
accounts · AA
2022-10-04
incorporation-company
incorporation · NEWINC
2021-09-23