ANGEL PROPERTY FINANCE LIMITED
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 2.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £69.8k | £833 |
| Current assets | £2.09M | £1.09M |
| Net assets | £69.8k | £833 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 confirmation-statement
- • 1 accounts
- • 1 address
- • 2 confirmation-statement
- • 1 accounts
- • 1 address
Corporate timeline (17 events)Click to expand
- 2026-06-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-04-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-04🔒Charge registered #1Lender: Oakclough Finance Limited
- 2023-10-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-03🏢Company incorporatedAs ANGEL PROPERTY FINANCE LIMITED
- 2021-11-03➕DAVIES, Wayne Stephen appointeddirector
- 2021-11-03📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
Apf Topco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Apf Topco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2025 |
1 historic (ceased) PSC
- Mr Wayne Stephen Daviesceased 01/12/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A P H COMMERCIAL PROPERTY LIMITED→ 10610054 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AB HUB SERVICES LTD→ 14758378 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCS2 HOLDINGS LTD→ 10411855 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALGREAT PROFESSIONAL SERVICES LIMITED→ 07013508 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ALKANE INVESTMENTS LTD→ 12116427 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALPHA MORTGAGES LIMITED→ 10341973 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AMG FINANCIAL SOLUTIONS LIMITED→ 05194334 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AMQAS PROPERTY GROUP LTD→ 16752332 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMS FINANCE LTD→ 12117391 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDY P COLLINS WEALTH MANAGEMENT LIMITED→ 11451982 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANYFUNDING LTD→ 07758176 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AP EVERGREEN LIMITED→ 12356243 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Oakclough Finance Oakclough Finance Limited | A registered charge | 1 property | 04/12/2023 | — |