AMBIKA HOMES LIMITED
💤Zombieactive
13723878 · ltd · incorporated 2021-11-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£3.9k
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
11 live charges · 5 lenders · oldest 4.0y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.0 years — mid-life; refi window approaching.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,859
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£4k
↑ 7.9% YoY
Current Assets
£995
↑ 34% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £850.8k | £3.2k |
| Current assets | £995 | £743 |
| Net assets | £3.9k | £3.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #9Lender: Paragon Bank PLC
- 2024-12-06🔒Charge registered #11Lender: Monmouthshire Building Society
- 2024-12-06🔒Charge registered #10Lender: Monmouthshire Building Society
- 2024-12-06🔒Charge registered #8Lender: Monmouthshire Building Society
- 2024-12-06🔒Charge registered #7Lender: Monmouthshire Building Society
- 2024-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-09🔒Charge registered #6Lender: Paragon Bank PLC
- 2024-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-04🔒Charge registered #5Lender: Paragon Bank PLC
- 2024-05-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-18🔒Charge registered #4Lender: Kensington Mortgage Company Limited
- 2022-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-07🔒Charge registered #3Lender: Onesavings Bank PLC
- 2022-08-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-26🔒Charge registered #2Lender: Kensington Mortgage Company Limited
- 2022-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-14🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2022-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-04🏢Company incorporatedAs AMBIKA HOMES LIMITED
- 2021-11-04➕PATEL, Nikhilkumar Ratilal appointeddirector
- 2021-11-04📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nikhilkumar Ratilal Patel Individual · British · DOB 07/1979 · age 47 | 75–100% | — | 75-100% shares | 04/11/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · CB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AIUTO PROPERTIES LIMITED→ 13306679 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALI & MOGUL LTD→ 13746474 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALLAUIT LTD→ 13740244 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALLIA FUTURE BUSINESS CENTRES LIMITED→ 11559170 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALMARO PROPERTY LTD→ 13181393 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHA PROPERTIES (CAMBRIDGE) LIMITED→ 14215887 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALPHA REAL ESTATE LTD→ 12394373 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALVIQ PROPERTIES LIMITED→ 13088384 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMBERFRAME HOLDINGS LIMITED→ 07115780 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| AMBERLEY RESIDENTS ASSOCIATION LIMITED→ 02049457 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| AMBIENCE SPACES LTD→ 13815096 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AMD 262A LTD→ 16732085 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-11-04
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
33 Halifax Road
Cambridge
CB23 6AX
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03
Officers (1 active · 0 resigned)
PATEL, Nikhilkumar Ratilal→
Activedirector · ~47y · appointed 2021-11-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
11
Outstanding
5
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 06/12/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/10/2024 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 18/11/2022 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 07/11/2022 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 26/08/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/07/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-06