AGER GROUP LTD

🌿Early-stageactive
13802931 · ltd · incorporated 2021-12-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£2.4k
book net assets
Opportunity
72/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68201Renting and operating of Housing Association real estate
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 2.0y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 2.0 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,429

Key financials

2 years extracted from filed iXBRL accounts
Cash
£7k
Net Worth
£2k
Current Assets
£7k
Current Liabilities
£0£1k£3k£4k£5k£7kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£92.3k
Current assets£6.7k
Cash£6.7k
Debtors£73
Net assets£2.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-05-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2024-05-13
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  4. 2024-02-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2023-09-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2023-09-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-09-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-09-11
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2022-04-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2021-12-15
    🏢
    Company incorporated
    As AGER GROUP LTD
  11. 2021-12-15
    AGER, Luke appointed
    director
  12. 2021-12-15
    URECHE, Kamila appointed
    director
  13. 2021-12-15
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "AGER" — strong identity link between founder and business.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Luke Ager
Individual · British · DOB 08/1987 · age 39
2550%
25–50%board control25-50% shares · 25-50% voting · board control15/12/2021
Mrs Kamila Ureche
Individual · Polish · DOB 01/1990 · age 36
2550%
25–50%25-50% shares · 25-50% voting15/12/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · LN postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
2995C LIMITED
10510662 · est 2016 · no financials extracted
9y
3 BADGERS LTD
14002329 · est 2022 · no financials extracted
4y
50 LODE LANE LIMITED
04262881 · est 2001 · no financials extracted
24y
A HAFEZ LTD
16887475 · est 2025 · no financials extracted
A&H FREEHOLD LTD
13378669 · est 2021 · no financials extracted
4y
ABUNDANT HOUSING (SUPPORT SERVICES) CIC
16397749 · est 2025 · no financials extracted
ACTIVA PROPERTIES LIMITED
03642590 · est 1998 · no financials extracted
27y
ADVANCED DEVELOPMENTS (LINCOLN) LIMITED
13299006 · est 2021 · no financials extracted
5y
AE PGD PROPERTY HOLDINGS LTD
16913802 · est 2025 · no financials extracted
AEROPUS LIMITED
10956074 · est 2017 · no financials extracted
8y
AG PROPERTY ASSOCIATES LIMITED
11074600 · est 2017 · no financials extracted
8y
AINSWORTH HOMES LIMITED
13382958 · est 2021 · no financials extracted
4y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-12-15
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

15 Newland
Lincoln
Lincolnshire
LN1 1XG
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-04
Last: 2025-12-21

Officers (2 active · 0 resigned)

AGER, Luke
director · ~39y · appointed 2021-12-15
View their other companies + combined net worth →
Active
URECHE, Kamila
director · ~36y · appointed 2021-12-15
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property13/05/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (14 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-14
accounts-with-accounts-type-dormant
accounts · AA
2024-02-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-14
change-person-director-company-with-change-date
officers · CH01
2023-09-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-13
accounts-with-accounts-type-dormant
accounts · AA
2023-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-04-19
incorporation-company
incorporation · NEWINC
2021-12-15