CAPSOL FINANCE LIMITED
🌿Early-stageactive
13813535 · ltd · incorporated 2021-12-22
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-1.20M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (5 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £1,196,574
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£1.2m
↓ 38% YoY
Current Assets
£758
↓ 98% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £15.1k | £-75.5k |
| Current assets | £758 | £49.7k |
| Cash | — | £43.0k |
| Debtors | £758 | £6.7k |
| Net assets | £-1.20M | £-867.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-30➖DA SILVA, Raul Nelson resigneddirector
- 2024-05-01➕YANG, Marcus appointeddirector
- 2024-05-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-08📄capital-allotment-sharescapital · SH01
- 2023-12-24📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2023-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-21📄capital-allotment-sharescapital · SH01
- 2023-07-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-14➕ARMSTRONG, Timothy Lawrence appointeddirector
- 2022-11-14➕DA SILVA, Raul Nelson appointeddirector
- 2022-10-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-09-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-25📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2022-09-01➕CAPSOL INVESTMENTS LTD appointedcorporate-director
- 2022-06-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-06-20➕RICHARDS, Andrew Rhys appointeddirector
- 2021-12-22🏢Company incorporatedAs CAPSOL FINANCE LIMITED
- 2021-12-22➕SCHROEDER, Georg Ernst August appointeddirector
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Capsol Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Capsol Investments Limited
Corporate parent · holds 75-100% shares · board control
⬇
CAPSOL FINANCE LIMITED
This company · 13813535
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Capsol Investments Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/12/2021 |
1 historic (ceased) PSC
- Mr Georg Ernst August Schroederceased 01/10/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CANDID FINANCE LIMITED→ 13265321 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CREATIVE VISION FINANCE LIMITED→ 13073481 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DIGITALO LIMITED→ 11144202 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| EASY TRAVEL & TOURS LIMITED→ 05007269 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ECPA INVESTMENTS LIMITED→ 12578050 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EDEN GARDEN HOMES LTD→ 15939450 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| EESA ENTERPRISES LTD→ 11789083 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| EIBT TRUST LTD→ 11888231 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ELEOS LIFE LIMITED→ 14010855 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ELITE MORTGAGE ADVICE LIMITED→ 16951468 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ELLA TALLULA LIMITED→ 16797309 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EMERALD HILL CAPITAL LIMITED→ 11784035 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Parkshot House
5 Kew Road
Richmond
Greater London
TW9 2PR
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-08
Last: 2025-10-25
Officers (5 active · 1 resigned)
ARMSTRONG, Timothy Lawrence→
Activedirector · ~58y · appointed 2022-11-14
View their other companies + combined net worth →
RICHARDS, Andrew Rhys→
Activedirector · ~50y · appointed 2022-06-20
View their other companies + combined net worth →
SCHROEDER, Georg Ernst August→
Activedirector · ~58y · appointed 2021-12-22
View their other companies + combined net worth →
YANG, Marcus→
Activedirector · ~55y · appointed 2024-05-01
View their other companies + combined net worth →
CAPSOL INVESTMENTS LTD→
Activecorporate-director · appointed 2022-09-01
View their other companies + combined net worth →
DA SILVA, Raul Nelson→
Resigneddirector · ~62y · appointed 2022-11-14 · resigned 2024-06-30
Click a director name to see their full track record across all companies.
Recent filings (27 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-08
termination-director-company-with-name-termination-date
officers · TM01
2024-07-01
appoint-person-director-company-with-name-date
officers · AP01
2024-05-01
capital-allotment-shares
capital · SH01
2024-04-08
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-21
capital-allotment-shares
capital · SH01
2023-07-21
change-person-director-company-with-change-date
officers · CH01
2023-07-20
appoint-person-director-company-with-name-date
officers · AP01
2022-11-23
appoint-person-director-company-with-name-date
officers · AP01
2022-11-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-25