AJ MORTGAGES LTD
🌿Early-stageactive
14148702 · ltd · incorporated 2022-06-04
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64999Financial intermediation not elsewhere classified
- 65110Life insurance
- 66220Activities of insurance agents and brokers
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 |
|---|---|
| Average employees | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 accounts
Last 180 days
3
filings
- • 2 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2026-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-04🏢Company incorporatedAs AJ MORTGAGES LTD
- 2022-06-04➕JALALI, Aneela appointeddirector
- 2022-06-04➕JALALI, Areeb Ahmed appointeddirector
- 2022-06-04📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Areeb Ahmed Jalali Individual · British · DOB 09/1994 · age 32 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/06/2022 |
Mrs Aneela Jalali Individual · British · DOB 07/1968 · age 58 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/06/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 66 CAPITAL LTD→ 13017778 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AARC CAPITAL LIMITED→ 10268078 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABACUS CREDIT INSURANCE BROKERS LTD→ 11781238 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS LENDING SOLUTIONS LTD→ 11592055 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTION FOR CHILDREN PENSION TRUSTEE LIMITED→ 00505497 · est 1952 · no financials extracted | — | — | — | — | 74y | — | — |
| ADIDEV FINANCIAL SOLUTIONS LIMITED→ 12277946 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADN ADVISORY LIMITED→ 10257833 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADNIC INTERNATIONAL LTD→ 10845961 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADVANTAGE CAPITAL LTD→ 15193684 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AI2ALPHA TRADING LTD→ 13062558 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AIR INVESTMENT GROUP LTD→ 13439466 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJB FINANCE LTD→ 11168666 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-06-04
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
70 High View
Watford
WD18 6LE
England
Filing status
Accounts
Next due: 2027-03-29
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-06
Last: 2026-01-23
Officers (2 active · 0 resigned)
JALALI, Aneela→
Activedirector · ~58y · appointed 2022-06-04
View their other companies + combined net worth →
JALALI, Areeb Ahmed→
Activedirector · ~32y · appointed 2022-06-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (9 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
incorporation-company
incorporation · NEWINC
2022-06-04