A & D MURCO FRIENDLY LTD
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 1.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.0 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-01-31 |
|---|---|
| Total assets | £526.8k |
| Current assets | £207.9k |
| Cash | £140.1k |
| Debtors | £1.9k |
| Net assets | £39.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (14 events)Click to expand
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-14➖LEWIS, Daniel Ivor resigneddirector
- 2025-07-14🔒Charge registered #2Lender: National Westminster Bank PLC
- 2025-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-15🔒Charge registered #1Lender: National Westminster Bank PLC
- 2024-11-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-16🏢Company incorporatedAs A & D MURCO FRIENDLY LTD
- 2023-01-16➕PARAMESVARAN, Sithamparappillai appointeddirector
- 2023-01-16➕LEWIS, Daniel Ivor appointeddirector
- 2023-01-16📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sithamparappillai Paramesvaran Individual · British · DOB 03/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/01/2023 |
1 historic (ceased) PSC
- Daniel Ivor Lewisceased 14/07/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 14/07/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 15/05/2025 | — |