AVANTI FINANCIAL PLANNING LIMITED
🌿Early-stageactive
15093014 · ltd · incorporated 2023-08-23
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£-15.1k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Active trading company. Family succession underway — not a classic acquisition target.
Opportunity 72/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £15,077
Net assets shrinking
Down £21,147 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
£9k
Net Worth
-£15k
↓ 348% YoY
Current Assets
£9k
↑ 695% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £-15.1k | £1.1k |
| Current assets | £8.7k | £1.1k |
| Cash | £8.7k | — |
| Net assets | £-15.1k | £6.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 persons-with-significant-control
- • 1 accounts
Last 180 days
3
filings
- • 1 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-04-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-11➕BROWN, Jonathan Robert appointeddirector
- 2025-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-06✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-04-19✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-08-23🏢Company incorporatedAs AVANTI FINANCIAL PLANNING LIMITED
- 2023-08-23➕BROWN, Robert Derek appointeddirector
- 2023-08-23📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — BROWN, Jonathan Robert (same surname) appointed 2025-07-11. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-09-06: certificate-change-of-name-company
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Robert Brown Individual · British · DOB 03/1986 · age 40 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 11/07/2025 |
1 historic (ceased) PSC
- Mr Robert Derek Brownceased 01/04/2026· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ADDINGTON SELSDON LTD→ 15566606 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFG SARAFI LTD→ 11908161 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AIDSEND REMITTANCE LTD→ 16811257 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPHACAP LTD→ 09573978 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARCH CONSULTANTS AVIS LIMITED→ 13741666 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARDEN & GRACE LIMITED→ 16987494 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASSET LOAN MANAGEMENT LIMITED→ 11231090 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ATKINS SPECIAL RISKS LIMITED→ 03115898 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| AVMK COMMERCIAL FINANCE LTD→ 16501797 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AVOCADO CAPITAL LIMITED→ 14271307 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AW FINANCIAL LTD→ 14538432 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWP ASSISTANCE UK LTD→ 01710361 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-08-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Barn House Slines Oak Road
Woldingham
Caterham
Surrey
CR3 7EA
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-02-25
Last: 2026-02-11
Officers (2 active · 0 resigned)
BROWN, Jonathan Robert→
Activedirector · ~40y · appointed 2025-07-11
View their other companies + combined net worth →
BROWN, Robert Derek→
Activedirector · ~74y · appointed 2023-08-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (15 total)
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-31
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-11
appoint-person-director-company-with-name-date
officers · AP01
2025-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-14
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-30
certificate-change-of-name-company
change-of-name · CERTNM
2024-04-19
incorporation-company
incorporation · NEWINC
2023-08-23