ADALO ASSET BACKED SECURITISATION LIMITED
Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 2.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.2 years old — likely still in initial term.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 mortgage
- • 2 mortgage
- • 2 mortgage
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2026-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-20🔒Charge registered #5Lender: Hsbc Corporate Trustee Company (UK) Limited
- 2026-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-31🔒Charge registered #4Lender: Hsbc Corporate Trustee Company (UK) Limited
- 2025-12-11📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-24🔒Charge registered #3Lender: Hsbc Corporate Trustee Company (UK) Limited as Security Trustee Under the Supplemental Deed of Charge
- 2024-12-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-15🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-03-15🔒Charge registered #1Lender: Hsbc Corporate Trustee Company (UK) Limited, 8 Canada Square, London E14 5HQ (as the Security Trustee for Each of the Secured Creditors).
- 2023-12-01📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-10-31🏢Company incorporatedAs ADALO ASSET BACKED SECURITISATION LIMITED
- 2023-10-31➕CSC CORPORATE SERVICES (UK) LIMITED appointedcorporate-secretary
- 2023-10-31➕STERNBERG, Aline appointeddirector
- 2023-10-31➕CSC DIRECTORS (NO.1) LIMITED appointedcorporate-director
- 2023-10-31➕CSC DIRECTORS (NO.2) LIMITED appointedcorporate-director
- 2023-10-31📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.6 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-20: A registered charge; 2026-03-31: A registered charge; 2025-10-24: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Csc Corporate Services (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Csc Corporate Services (Uk) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/10/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited | A registered charge | — | 20/05/2026 | — | |
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited | A registered charge | — | 31/03/2026 | — | |
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Trustee Under the Supplemental Deed of Charge | A registered charge | 1 property | 24/10/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 15/03/2024 | — | |
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited, 8 Canada Square, London E14 5HQ (as the Security Trustee for Each of the Secured Creditors). | A registered charge | — | 15/03/2024 | — |