3LT PROPERTY LTD
Opportunity 71/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 2.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 1 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 mortgage
- • 1 accounts
Corporate timeline (14 events)Click to expand
- 2026-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-02🔓Charge satisfied #2
- 2026-02-02🔓Charge satisfied #1
- 2025-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-11📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-19🔒Charge registered #2Lender: Reward Finance Group Limited
- 2024-01-19🔒Charge registered #1Lender: Reward Finance Group Limited
- 2023-11-27🏢Company incorporatedAs 3LT PROPERTY LTD
- 2023-11-27➕WHINCUP, Kevin appointeddirector
- 2023-11-27📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Whincup Individual · British · DOB 09/1971 · age 55 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/11/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 47PROPERTY INVESTMENTS LIMITED→ 17115430 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 9 BUCKTORN ROAD LTD→ 15400776 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A&C PROPERTY LTD→ 11217182 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A3N PROPERTIES LIMITED→ 16311076 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA HOUSING SERVICES LTD→ 15797210 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARAN ADVISORY LTD→ 14644461 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AARCHAR SUMMITS LTD→ 16187610 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AASTHA PROPERTIES LTD→ 16193966 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABACUS (KENT) OPERATIONS LIMITED→ 11421711 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS INNOVATIONS LTD→ 16745015 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBEY COMMERCIAL INVESTMENTS LIMITED→ 00442441 · est 1947 · no financials extracted | — | — | — | — | 78y | — | — |
| ABBEY INVESTMENT HOLDINGS LIMITED→ 09845980 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Reward Finance Group Reward Finance Group Limited | A registered charge | 1 property | 19/01/2024 | 02/02/2026 | |
| satisfied | Reward Finance Group Reward Finance Group Limited | A registered charge | 1 property | 19/01/2024 | 02/02/2026 |