ADVANCE FACTORS (UK) LTD

🌱Startupactive
16298259 · ltd · incorporated 2025-03-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
61/100
Worth a look
🔔
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What this business does
Primary activity: SIC 64992
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 61/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Last 180 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-03-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  3. 2026-03-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2026-03-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-04-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-03-06
    🏢
    Company incorporated
    As ADVANCE FACTORS (UK) LTD
  7. 2025-03-06
    GLYNN, Bradley appointed
    secretary
  8. 2025-03-06
    GLYNN, Bradley appointed
    director
  9. 2025-03-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 1.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-19

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Bradley Glynn
Individual · British · DOB 06/2001 · age 25
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/03/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated2025-03-06
Jurisdictionengland-wales
Primary SIC64992 — SIC 64992

Registered office

2 Copperkins Road
Hednesford
Cannock
Staffordshire
WS12 2NW
United Kingdom

Filing status

Accounts
Next due: 2026-12-06
Last made up to:
Confirmation statement
Next due: 2026-03-19OVERDUE
Last:

Officers (2 active · 0 resigned)

GLYNN, Bradley
secretary · appointed 2025-03-06
View their other companies + combined net worth →
Active
GLYNN, Bradley
director · ~25y · appointed 2025-03-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (6 total)

change-person-director-company-with-change-date
officers · CH01
2026-03-18
change-person-secretary-company-with-change-date
officers · CH03
2026-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-18
change-person-director-company-with-change-date
officers · CH01
2025-04-29
incorporation-company
incorporation · NEWINC
2025-03-06