A5 HOMES LTD

🌱Startupactive
16466099 · ltd · incorporated 2025-05-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
60/100
Worth a look
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 60/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 1.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 1.1 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
60/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 3 mortgage
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
  1. 2026-03-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-03-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2026-03-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-03-07
    🔓
    Charge satisfied #2
  5. 2026-03-07
    🔓
    Charge satisfied #1
  6. 2026-03-05
    🔒
    Charge registered #4
    Lender: Colcap Financial UK Limited Trading as Molo
  7. 2025-11-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-11-04
    🔒
    Charge registered #3
    Lender: Together Commercial Finance Limited
  9. 2025-07-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2025-07-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2025-06-25
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  12. 2025-06-25
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  13. 2025-05-21
    🏢
    Company incorporated
    As A5 HOMES LTD
  14. 2025-05-21
    BAYEWU, Ganiyu Olaitan appointed
    director
  15. 2025-05-21
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 1.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high · 1 med ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-06-03

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ganiyu Olaitan Bayewu
Individual · Nigerian · DOB 07/1986 · age 40
75100%
75–100%board control75-100% shares · 75-100% voting · board control21/05/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-05-21
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

206 Roe Buck Academy Street
Warrington
WA1 2PN
England

Filing status

Accounts
Next due: 2027-02-21
Last made up to:
Confirmation statement
Next due: 2026-06-03OVERDUE
Last:

Officers (1 active · 0 resigned)

BAYEWU, Ganiyu Olaitan
director · ~40y · appointed 2025-05-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Molo Finance
Colcap Financial UK Limited Trading as Molo
A registered charge1 property05/03/2026
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property04/11/2025
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property25/06/202507/03/2026
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property25/06/202507/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (7 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-03-07
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-01
incorporation-company
incorporation · NEWINC
2025-05-21