S.D. BELL & COMPANY, LIMITED
- · Oldest live charge 70.1y old — refinance window within 12 months
- 10832SIC 10832
- 46370Wholesale of coffee, tea, cocoa and spices
- 56102Unlicenced restaurants and cafes
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 70.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 70.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 2900 | 3100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (31 events)Click to expand
- 2025-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-13➖BELL, William Barry Scott resigneddirector
- 2021-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-08➕BELL, Jill Elizabeth appointeddirector
- 2018-05-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-04-25🔒Charge registered #4Lender: Northern Bank Limited
- 2016-06-01➖CLOSE, Seamus Anthony resignedsecretary
- 2016-06-01➖BELL, Hilary Anne Miss resigneddirector
- 2016-06-01➖BELL, Jane Barklie resigneddirector
- 2016-06-01➖CLOSE, Seamus Anthony resigneddirector
- 2015-09-02➕JOHNSTON, William appointeddirector
- 2014-08-15🔓Charge satisfied #3
- 2014-08-15🔓Charge satisfied #2
- 2005-02-07➕BELL, Robert William Jackson appointeddirector
- 2005-02-07➕BELL, Hilary Anne Miss appointeddirector
- 1984-10-18🔒Charge registered #3Lender: Ulster Bank LTD
- 1974-10-22🔒Charge registered #2Lender: Ulster Bank LTD
- 1973-12-07🔓Charge satisfied #1
- 1956-04-26🔒Charge registered #1Lender: Ulster Bank LTD
- 1927-05-23🏢Company incorporatedAs S.D. BELL & COMPANY, LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "BELL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 99 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert William Jackson Bell Individual · British · DOB 10/1964 · age 62 | — | — | sig. influencesignificant influence · trust interest · firm interest | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AVONDALE FOODS (CRAIGAVON) LIMITED→ NI015099 · est 1981 | £28.26M £20.83M–£35.70M | — | — | 570 | 44y | 88 | 80y |
| MCKEOWN FINE FOODS LIMITED→ NI033660 · est 1998 | £16.23M £11.96M–£20.50M | £24.93M | — | 12300 | 28y | 90 | 53y |
| SCOTTS BAKERY LIMITED→ NI043594 · est 2002 | £14.57M £10.74M–£18.41M | £39.89M | — | 26100 | 23y | 87 | 61y |
| FRYLITE LIMITED→ NI031632 · est 1996 | £11.46M £8.44M–£14.47M | — | — | — | 29y | 84 | 64y |
| CRUST & CRUMB BAKERY LTD→ NI608062 · est 2011 | £9.31M £6.86M–£11.76M | £93.16M | — | 25700 | 14y | 85 | 76y |
| MOORES ANIMAL FEEDS LIMITED→ NI020611 · est 1987 | £9.22M £6.79M–£11.64M | £42.15M | — | 3300 | 38y | 85 | 69y |
| JOHN WOODS (LISGLYN) LIMITED→ NI006498 · est 1965 | £8.05M £5.93M–£10.17M | £18.92M | — | 8900 | 60y | 91 | 85y |
| T.J. BOOTH & SONS LIMITED→ NI014628 · est 1980 | £8.02M £5.91M–£10.13M | £28.44M | — | 1900 | 45y | 87 | 80y |
| CHESTNUTT ANIMAL FEEDS LIMITED→ NI602522 · est 2010 | £7.82M £5.76M–£9.87M | — | — | 30 | 16y | 87 | 67y |
| WILLIAM GRANT AND COMPANY LIMITED,→ NI000477 · est 1928 | £3.68M £2.71M–£4.65M | £13.69M | — | 5300 | 98y | 85 | 89y |
| T.S. FOODS LIMITED→ NI014115 · est 1980 | £3.67M £2.71M–£4.64M | £9.80M | — | 11000 | 46y | 85 | 79y |
| DOHERTY & GRAY LIMITED→ NI037742 · est 2000 | £1.85M £1.36M–£2.33M | £54.04M | — | 9200 | 26y | 100 | 63y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | A registered charge | 1 property | 25/04/2017 | — | |
| satisfied | NatWest Group Ulster Bank LTD | Mortgage or charge | 1 property | 18/10/1984 | 15/08/2014 | |
| satisfied | NatWest Group Ulster Bank LTD | Mortgage or charge | 1 property | 22/10/1974 | 15/08/2014 | |
| satisfied | NatWest Group Ulster Bank LTD | Mortgage or charge | 1 property | 26/04/1956 | 07/12/1973 |