STROLL INSURANCE SERVICES LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
Refinance opportunity
16 live charges · 7 lenders · oldest 49.6y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 49.6 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 mortgage
- • 2 mortgage
Corporate timeline (93 events)Click to expand
- 2026-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-17🔓Charge satisfied #16
- 2026-04-17🔓Charge satisfied #15
- 2025-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-23📄resolutionresolution · RESOLUTIONS
- 2025-06-20📄capital-allotment-sharescapital · SH01
- 2024-11-19📄resolutionresolution · RESOLUTIONS
- 2024-11-18📄capital-allotment-sharescapital · SH01
- 2024-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-17➕HILLEN, Justin Martin appointeddirector
- 2024-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-10➕CLOSE, Wendy appointeddirector
- 2024-05-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-19🔓Charge satisfied #14
- 2023-10-17📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-11🔒Charge registered #16Lender: National Westminster Bank PLC (Trading as Ulster Bank)
- 2023-10-11🔒Charge registered #15Lender: National Westminster Bank PLC (Trading as Ulster Bank)
- 2022-09-15📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-10📄resolutionresolution · RESOLUTIONS
- 2022-08-08📄capital-allotment-sharescapital · SH01
- 2022-05-03📄resolutionresolution · RESOLUTIONS
- 2022-05-03📄memorandum-articlesincorporation · MA
- 2022-05-03📄resolutionresolution · RESOLUTIONS
- 2022-05-03📄capital-name-of-class-of-sharescapital · SH08
- 2021-04-22➖CUNNINGHAM, Gillian Elizabeth resigneddirector
- 2021-04-22➖HANNA, Paul Richard Phillip resigneddirector
- 2021-04-22➖SHAW, Trevor William resigneddirector
- 2020-02-06➕ALLEN, Brian Thomas appointeddirector
- 2019-04-01🔓Charge satisfied #13
- 2019-03-29🔒Charge registered #14Lender: Ulster Bank Limited (As Security Agent)
- 2018-12-13➕HANNA, Paul Richard Phillip appointeddirector
- 2018-12-04➕SHAW, Trevor William appointeddirector
- 2018-11-14➖STOREY, George Herbert resigneddirector
- 2018-10-01➖STOREY, Dennis George resigneddirector
- 2017-09-28➕MCCONNELL, Alan Gregg appointeddirector
- 2017-08-04➕CUNNINGHAM, Gillian Elizabeth appointeddirector
- 2017-08-02➕HILLEN, Justin Martin appointedsecretary
- 2016-12-02➖DAVIDSON, Joann resigneddirector
- 2016-01-28🔒Charge registered #13Lender: Ulster Bank Limited, Whose Registered Office is at 11-16 Donegall Square East, Belfast
- 2014-07-31➖MARTIN, Gary Howard resigneddirector
- 2013-03-29➖MURPHY, Alan resignedsecretary
- 2013-03-29➖MAGEE, Samuel Yuile resigneddirector
- 2012-06-30➖AGNEW, Philip William resignedsecretary
- 2012-06-30➕MURPHY, Alan appointedsecretary
- 2012-06-30➖AGNEW, Philip William resigneddirector
- 2012-05-31➖AGNEW, Andrew Isaac David resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Prestige Insurance Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Prestige Insurance Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SEOPA LTD→ NI046322 · est 2003 | £34.63M £25.18M–£44.07M | £32.38M | — | 7500 | 23y | 90 | 51y |
| LODGE FINANCIAL ADVICE LIMITED→ NI045612 · est 2003 | £716.5k £521.1k–£911.9k | — | — | 8 | 23y | 83 | 61y |
| ACKER DEVELOPMENTS LIMITED→ NI028267 · est 1994 · no financials extracted | — | — | — | — | 32y | 83 | 60y |
| CREATION CONSUMER FINANCE LIMITED→ NI032565 · est 1997 · no financials extracted | — | — | — | — | 28y | 83 | 67y |
| CRN FINANCIAL SERVICES LIMITED→ NI018912 · est 1985 | — | — | £178.8k | — | 40y | 83 | 64y |
| DRUMBEARN LIMITED→ NI054292 · est 2005 · no financials extracted | — | — | — | — | 21y | 83 | 60y |
| GDP PARTNERSHIP LIMITED→ NI605327 · est 2010 | — | — | £8.9k | — | 15y | 83 | 62y |
| INSURE I LIMITED→ NI072940 · est 2009 | — | — | £1.62M | — | 16y | 83 | 66y |
| M & D FINANCIAL MANAGEMENT LIMITED→ NI049794 · est 2004 | — | — | — | 600 | 22y | 83 | 60y |
| MCGRADY FINANCIAL SERVICES LIMITED→ NI032133 · est 1997 | — | — | £215.7k | — | 29y | 83 | 60y |
| MORTGAGE IQ LIMITED→ NI056126 · est 2005 | — | — | £18.4k | — | 20y | 83 | 58y |
| UPS (FINANCIAL SERVICES) LTD→ NI621521 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 17 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | NatWest Group National Westminster Bank PLC (Trading as Ulster Bank) | A registered charge | — | 11/10/2023 | 17/04/2026 | |
| satisfied | NatWest Group National Westminster Bank PLC (Trading as Ulster Bank) | A registered charge | — | 11/10/2023 | 17/04/2026 | |
| satisfied | NatWest Group Ulster Bank Limited (As Security Agent) | A registered charge | — | 29/03/2019 | 19/12/2023 | |
| satisfied | NatWest Group Ulster Bank Limited, Whose Registered Office is at 11-16 Donegall Square East, Belfast | A registered charge | — | 28/01/2016 | 01/04/2019 | |
| satisfied | Lombard & Ulster Lombard & Ulster Limited | Floating debenture | 1 property | 28/02/1989 | 18/10/2000 | |
| satisfied | Bank of Ireland Finance (NI) Bank of Ireland Finance (NI) LTD | Block financing agreement | 1 property | 11/03/1986 | 19/01/2012 | |
| satisfied | Lombard & Ulster Lombard & Ulster Limited | Deed of sub-mortgage | 1 property | 30/11/1981 | 19/01/2012 | |
| satisfied | Northern Bank Northern Bank Limited | Floating charge | 1 property | 31/03/1981 | 03/02/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-mortgage | 1 property | 28/11/1980 | 10/02/1988 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-mortgage | 1 property | 14/04/1980 | 03/02/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-charge | 1 property | 12/03/1980 | 19/01/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-mortgage | 1 property | 27/06/1978 | 19/01/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Charge | 1 property | 26/08/1977 | 19/01/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-mortgage | 1 property | 01/02/1977 | 19/01/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub-mortgage | 1 property | 24/11/1976 | 03/02/2012 | |
| satisfied | Lombard & Ulster Banking Lombard & Ulster Banking Limited | Deed of sub charge | 2 properties | 20/10/1976 | 17/10/1978 |